Christopher Putra Harjo

• Securing investment portfolio from individuals and corporate lenders for Company's working capital.
• Contributed to a strong company culture that prioritized partnership success through consistent performance management practices and open lines of communication.
• Strengthened partnerships by identifying and establishing key relationships with industry leaders in Indonesia's Oil industry.
• Developed strategic initiatives for long-term growth, collaborating with cross-functional teams to achieve objectives.

• Responsible for driving business growth within the company. Develop a network of contacts to attract new clients, research new market opportunities and oversee new growth projects, making sales projections and forecasting revenue, and creating new or improving product in order to help achieve company's target.
• Managing 4 Teams which Projects include: Financial Services, Paylater, Online Payment, Redemption/loyalty points, Card-less Withdrawal, Remittance (Cross-border payment, QRIS, Inbound & outbound), Offline Advertisement and Early Wage Access .

• Leading the Financial Products at LinkAja through: Lending Services, Banking Services, Remittance & Cross Border Payment, Insurance and Investment.
• Contributing LinkAja overall Revenue off 15% and GTV by 8%
• Successfully working within tight deadlines and a fast-paced environment of BUMN Ecosystem.
• Successfully achieving a Cost to Revenue of 0.4 by implementing a low-cost marketing strategy.

• Managing LinkAja's Loan division which consists of:

- Consumptive Loan & Productive Loan

- Paylater (BNPL)

- Government (BUMN) Loan projects at LinkAja

• Manage Partnerships with:

- P2P Lending
- Multifinance
- Himbara Banks

- Biller Aggregator

• Introducing lending synergy between Telkomsel, LinkAja & Himbara Bank and provide productive loan access to over 300k Telkomsel Reseller.
• Contributing LinkAja Revenue of 8 billion and GTV by 600 billion in 2021.
• On board 30 Partners between: P2P, Banks, Multifinance and Billers.
• White-label Paylater collaboration for LinkAja with the No.1 Himbara Bank.

• Business Development in Digital Sector.
• Part of Online lending engine development and consulted in business process.
• Successfully merging conventional business into digital business by integrating with:
  - E-Signature, E-KYC, OCR & Payment Gateway
  - Straight Through Process
• Product Owner of Online Business division, responsible for generating Leads and Sales.
• In charge or Marketing Strategy for Durable Online.
• Collaborating and Managing Partners (E-commerce, Fintech, Value & Enablers)

• Partnership & integration with E-commerce and Fintech Channels.
• Responsible for generating lead and achieving company sales target from online sector.
• Provide yearly planning cycles.
• Oversee development of SOP, flow Process and improvements.

• Managing various principals and maintain good relationship with existing and potential partners.
  
• Handling national campaign and marketing programs with partners.
  
• Compiling Internal & External marketing report .
  
• Maintaining product peformance.
  

• Built and manage a Japanese Restaurant and develop all working SOP from Floor Staff, Front End, and Kitchen Staff.
• currently employing over 15 Employees and provide training and guidance.
• Successfully Created a self sustaining business.