
Seasoned banking professional with 15+ years of progressive
experience in retail, micro, and commercial banking at PT Bank
Rakyat Indonesia (Persero), Tbk. Proven track record in driving
sustainable business growth, increasing deposits and loan portfolios, reducing NPLs, and improving profitability. Skilled in branch operations management, credit risk analysis, and relationship management coaching. Recognized for achieving top branch performance rankings, leading large teams with zero fraud, and building CASA ecosystems to strengthen market share. Results-driven management professional with proven track record in leadership and operational strategy. Adept at driving organizational growth and enhancing productivity through effective team collaboration and strategic initiatives. Recognized for adaptability and commitment to achieving high standards and impactful results.