Bertha Sabrina Alfrida, SST.Pa, CLI, QRMP

Key Responsibilities:

1. Leadership & Strategy

• Develop and implement the internal audit strategy aligned with the organization's objectives.
• Lead and mentor the internal audit team, fostering a culture of continuous improvement and ethical conduct.
• Report audit findings and recommendations to senior management and the Audit Committee.

2. Audit Planning & Execution

• Develop an annual risk-based internal audit plan.
• Conduct audits to assess the adequacy and effectiveness of internal controls, operational efficiency, and regulatory compliance.
• Identify areas of risk and recommend corrective actions to mitigate potential threats.
• Ensure timely execution of audits and follow-up on the implementation of corrective actions.

3. Compliance & Risk Management

• Ensure adherence to internal policies, industry standards, and regulatory requirements.
• Provide recommendations to enhance the organization’s risk management framework.
• Collaborate with other departments to address audit concerns and enhance internal controls.

4. Reporting & Communication

• Prepare and present audit reports to the Audit Committee and senior management.
• Communicate key findings, risks, and recommendations effectively to relevant stakeholders.
• Maintain professional relationships with external auditors and regulatory bodies.

5. Insight & Advisory

• Provide strategic insights to management based on audit findings and risk assessments.
• Act as an advisor to business units on best practices in governance, risk management, and internal controls.
• Support decision-making by offering data-driven insights and recommendations for operational improvements.
• Promote a proactive approach to risk identification and mitigation through regular advisory engagements.

6. Continuous Improvement

• Stay updated with industry trends, emerging risks, and best practices in internal audit.
• Implement technological advancements and data analytics in audit processes for better efficiency.
• Drive initiatives to enhance governance and internal control systems.

Manager Internal Audit (2022 - 2025)

Assistant Manager Internal Audit (2020 - 2022)

Senior SPV Internal Audit (2018 - 2020)

• Full responsibility for the audit end to end process following the audit plan
• Full responsibility in assisting the Head of Internal Audit in managing and monitoring the implementation of the risk-based internal audit plan and internal audit initiatives / projects
• Actively involved in risk assessment process for developing a risk-based internal audit plan
• Developing (and updating) of Audit Program Library for all auditable units in PML
• Monitoring and validating the implementation of audit recommendations by the auditee
• Assist Head of IA to Manage and monitor man-days budget vs realization
• Assist Head of Internal Audit with Methodology Audit
• Liaise with other functions in PML to ensure maximum coverage of risks and control their units
• Collaborating with Bank Mega related to CT Corp Financial Services Integration
• Preparing materials for Audit Committee Meeting
• Preparing and presenting the audit activities to the management (Functional Meeting)
• Units and/or departments have been audited, such as: Digital Review - Digital Marketing, Cash Management and Bank Reconciliation - Finance Division, Underwriting Review - Underwriting Department, POS Review - POS Department, Claim Review - Claim Department, Procurement Review - General Affairs Department, Bancassurance Review - Bancassurance Division, Complaint Handling Review - Customer Service Department, Actuary Area Review, Information and Technology Area, Sales Processes Area, Operation Audit Area
• Another Audit Projects: Sharia Review - Project Audit from Otorisasi Jasa Keuangan (OJK), Member of the working group for the Preparation Spin-Off Sharia PFI Mega Life, Financial Reporting with External Audit (KAP), IFRS 17 Preparation Area

• Responsible for operational audits, financial audits, compliance, investigations, internal control structures, accountability, and use of resources in order to improve standard operation procedure (SOP), cost efficiency and special audit
• Business units and/or subsidiaries have been audited, such as: Financial Services: PT MNC Kapital Indonesia Tbk, PT Bank MNC Internasional Tbk, PT MNC Securities, PT MNC Leasing, PT MNC Asset Management, PT MNC Finance, PT MNC Life Assurance, PT MNC Asuransi Indonesia, PT BSR Indonesia; Financial Investment: Coal Mines, Coal Terminal, Toll Roads

• Offsite Auditing: Analyzing branch office balance report, profit & loss report, customer and debt profiling for high-risk credit, finding suspicious cash flow within bank account and or customers
• Onsite Auditing: Observing branch daily operation, checking audit-able item (saving and credit documents)
• PIC of project continuous auditing (monitoring offsite)
• Audit Method Development: creating new audit method to avoid fraud and bad credit
• Another Audit Projects: Branch Self Assessment Audit (GCG-Credit and Operation), Subsidiary of Panin Bank Audit, Tax Audit

• Perform the invoice verification of input tax and output tax to ensure the accuracy of data, create Annual SPT Tahunan Pribadi and company, make calculations PPH 29 and 26, create reports sales and purchases on a monthly basis based on reports VAT, creating a report recaps VAT & PPH 21, 23/26, and all reports relating to tax, to be material information for the company

• Perform the invoice verification of input tax and output tax to ensure the accuracy of data, create Annual SPT PPH 29, make calculations PPH 29 and 26, create reports sales and purchases on a monthly basis based on reports VAT, creating a report recaps VAT & PPH 21, 23/26, and all reports relating to tax, to be material information for the company

• Responsible for a full range of financial, compliance, and operational audits, business advisory and consultation services, investigations, internal control structures, accountability, and use of resources in order to improve standard operation procedure (SOP) and cost efficiency