Cynthia Cynthia
Credit Analyst
Jakarta,JK
Summary
At UOB Bank, as a Credit Analyst Team Leader, I spearheaded risk assessments and financial analyses, enhancing credit decision accuracy. My expertise in financial statements and data analysis, coupled with a strong foundation in teamwork and mentorship, significantly contributed to our team's development and compliance adherence, showcasing a blend of technical and interpersonal skills.
Overview
3
3
Certifications
Work History
Credit Analyst Team Leader
UOB Bank
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
- Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.
Education
S1 - Accounting
STiE Trisakti
Jakarta Barat08.2012
Skills
Lending regulations
Financial statements expertise
Data analysis
Credit decisions
Credit risk
Teamwork and Collaboration
Planning and Coordination
Organization and Time Management
Flexible and Adaptable
Certification
Moodys
Timeline
Moodys
12-2024
BSMR
02-2024
IIM
10-2012
Credit Analyst Team Leader
UOB Bank
S1 - Accounting
STiE Trisakti