Debora Lusiana
AML, CTF And CPF Compliance
Jakarta
Summary
Over 7 years experience in Banking Industry. A driven analyst eager to professional growth, increased responsibility, and the opportunity to leverage extensive banking knowledge, compliance, and risk management. Experienced in AML/CTF/CPF laws & regulations. Expert at CDD, EDD, Sanction, PEP, SARs/STRs/CTRs reports. Attention to details, ability to prioritize work, maintain multiple project simultaneously. Excellent verbal and communication skills, also ability to work under minimal supervision.
Overview
9
9
years of professional experience
4
4
Certifications
Work History
Deputy Manager of AML Unit
Bank of China (Hong Kong) Limited, Jakarta Branch
Jakarta , Jakarta
7 2023 - Current
- Provide advisory related to AML/CTF/CPF at ad hoc basis.
- Liaise and coordinate with Parent Bank and Head Office in analyzing, managing, and implementing AML, CTF, and CPF programs that adhere to local and group requirements in general.
- Interpret, analyze and advise Management of impact of regulator guidelines related to AML, CTF & CPF and Bank complies with these rules as well as ensuring that a sound relationship with regulator is maintained at all level.
- Conduct coordination, training and monitoring on implementation of policies on AML, CTF & CPF Program with relevant operational units that interact with Customers.
- Assure that policies and procedures are in line with the development of current AML, CTF & CPF Program, banking products’ risks, business activity and complexity of the Bank and volume of the Bank’s transactions.
- Identify red-flags for money laundering, terrorist financing, fraud, and sanction violations, and escalate and make recommendation to Senior Management.
- Exercising independent judgement and discretion while handling sensitive cases.
- Formulating Bank's Individual Risk Assessment.
- Conducting Compliance Review on AML, CTF and CPF implementation in Bank.
AML/CTF Compliance
PT Bank Seabank Indonesia
2021.02 - 2023.04
- Provide AML/CTF Compliance training for both new employees as well as AML/CTF role-based training.
- Provide advisory related to AML/CTF Compliance at ad hoc basis.
- Refers potentially suspicious activity for escalation cases and account closure where appropriate.
- Ensure client document processing complies with regulations, guidelines, standards, and policies for all new-to-bank Customers (NTB) and existing Customers (ETB).
- Review and update AML/CTF Policies and Procedures as needed.
- Assess changes in Customer risk through ongoing CDD, transaction monitoring, and periodic review of Customers file.
- Serve as expert on high-risk products and Customers types and also involved in several projects related with AML and core banking system.
KYC Senior Analyst for Corporate Banking
PT Bank BTPN Tbk
2019.02 - 2021.01
- Checking completeness of customer's documents, including screening for customer and its related parties in accordance with KYC rules and regulations prior to opening account and/or changing customer's data.
- Performed KYC Checklist for credit facility.
- Conduct periodic review for existing customers one month before due date by checking completeness of customer's mandatory legal documents, legal documents, reviewing customer's business, cycle of business with their counterparty, and transaction pattern.
KYC Analyst for Corporate Banking
PT Bank Sumitomo Mitsui Indonesia
2017.06 - 2019.01
- Review and monitor documents related to account opening and data changes for customers in accordance with Know Your Customer rules and regulations, including company policy and BI/OJK regulations.
- Account maintenance is also handled, as is periodic risk review to ensure risk matches customer's profile.
Intern
PT Ipsos Indonesia (Ipsos Business Consulting)
2015.03 - 2015.08
- Assisted team in facilitating fieldwork appointments, engaging respondent through in-depth discussion and to administer secondary desk research needed for success of project.
Education
Bachelor of Law (S.H.) -
President University
2001.04 -
Skills
Teamwork
Problem Solving
Communication
Attention to detail
Ms Office Applications (Excel, Power point, words)
AML/CTF Policy & Procedure
In-depth internet research skills (CDD, EDD, KYC)
Proficient AML researcher & Transaction Monitoring
Excellent analytical skills
Experience with PEP, Adverse news, and Sanction
AML/CTF and CPF Risk Assessment
Certification
Certified Anti-Money Laundering Specialist, 01/2024, Present, Association of Certified Anti-Money Laundering Specialists (ACAMS)
Languages
Bahasa Indonesia
Proficient
C2
English
Advanced
C1
Timeline
AML/CTF Compliance
PT Bank Seabank Indonesia
2021.02 - 2023.04
KYC Senior Analyst for Corporate Banking
PT Bank BTPN Tbk
2019.02 - 2021.01
KYC Analyst for Corporate Banking
PT Bank Sumitomo Mitsui Indonesia
2017.06 - 2019.01
Intern
PT Ipsos Indonesia (Ipsos Business Consulting)
2015.03 - 2015.08
Bachelor of Law (S.H.) -
President University
2001.04 -
Deputy Manager of AML Unit
Bank of China (Hong Kong) Limited, Jakarta Branch
7 2023 - Current
Certified Anti-Money Laundering Specialist, 01/2024, Present, Association of Certified Anti-Money Laundering Specialists (ACAMS)
Certification in Banking Compliance - Level 1, 11/2021, 11/2024, Lembaga Sertifikasi Profesi Perbankan
Certification in Risk Management - Level 2, Badan Sertifikasi Manajemen Risiko (BSMR)
Certification in Risk Management - Level 1, Badan Sertifikasi Manajemen Risiko (BSMR)
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