Donny Fernando

- Revamping Collega digital business

- Rejuvenate the core banking system

- Rebranding the company

- Set up new capability in system as service for banks.

- Working with Indonesia Hajj and Umra Financial regulatory ( BPKH)

to set up digital platform for hajj and umra echosystem

- Peer to peer Lending company.

- Revamping all the business model. From agriculture financing to SOE vendor related financing.

- Restructuriing financial condition & portfolio.

- Boost performance LinkAja Syariah in the first year all metrics growth > 300%.

- Revamp business models with new focus on revenue basis.

- LinkAja has a duties to grow a special sharia ecosystem, which includes mosques, religious institutions, halal culinary centers, modern local retail, pesantren, sharia banks, Islamic schools, and Islamic Universities.

- Work directly with regular business unit serve initiative and strategy to grow Islamic echosystem with Islamic E-Money.

- Support unbank community to scale up their busineses with technology.

- Brought Link Aja Syariah as The Best Islamic Digital Payment in Asia Pafific in 2022 from Triple AAA Asset was held in Kuala Lumpur Malaysia.

- And another 2 award for Link Aja Syariah in 2022 from, Rumat Zakat and Baznas.

- Managed RSME Shariah financing portfolio bank wide. ( IDR 1 Bio to IDR 50 Bio).

- Boosting RSME Portfolio from IDR 300 Bn to IDR 2.3 T Tn in two year bankwide. Leading in RSME Shariah segment in industry.

- Work directly with convensional business unit serve initiative and strategy to grow Funding and Financing business.

- Trainer for Conventional RSME Business Unit Bankwide.

- Work directly with senior management and marketing department to package and sell complex financial products to client in shariah Products.

- Special assignment :

Project Manager for “ Digital Sharia Auto Loan Joint Financing Project”. Developing new system for Shariah Auto Financing Business..

- Experienced develop Mudharabah Muqayyadah contract. Its uniq contract ini shariah scheme.

- Experienced in developing for Personal Financing iB

- Held various position in bank, from Branch Manager conventional to head office in “Unit Usaha Syariah”. And the last position was Shariah SME National

Coordinator.

- Managed SME financing portfolio in Jakarta Area.

- Managed or directly participated in propose clien proposal including meeting with client, evaluating due diligence, presenting data to credit committee, and working with both internal and external parties to execute deals.

- Liaise with legal department, risk management, investment banks, and external consultants to review documentation and ensure open communication throughout all stages of deal.

- Work directly with senior management and marketing department to package and sell complex financial products to client in sharia Products.