DWI MENUR MANDRIATI SUDRADJAT

• Increasing transactions and expanding business in Commercial Areas.
• Strengthening relationship and serving as a digital educator for business players in Commercial Areas.
• Optimizing the performance of POS (Point of Service) channels in Commercial Areas.

• Accountable for achieving branch targets in liabilities, assets, and fee-based income.
• Driving sales of transaction products, payroll services, liabilities, assets, and referral products from subsidiaries.
• Building and maintaining strong relationships with corporate clients and high-potential individual customers.
• Delivering banking solutions tailored to customer needs and educating clients on the use of self-service machines and digital platforms.
• Supervising and optimizing the performance of a 10-member team in executing sales and operational activities.
• Identifying credit risks and ensuring the quality of the existing credit portfolio.

Note: Experienced in leading customer acquisition projects for payroll clients from major companies across sectors such as FMCG, Shipping Lines, Mining & Contractors, and Government Institutions.

Prospecting potential customers and processing mortgage (KPR) applications, while maintaining strong relationships with developers, brokers, and branch offices.

• Maintaining strong relationships with existing merchants
• Implementing support initiative programs to enhance acquisition performance, increase sales volume, grow funding, and drive fee-based income