Elsa Kurniawan
Jakarta
Summary
Highly skilled in financial forecasting, budgeting, and internal control procedures. Years of experience as Assistant Finance Manager have honed skills in strategic financial planning, regulatory compliance and risk management. Strengths lie in ability to identify cost-saving opportunities, streamline financial operations and drive growth. Previous work has demonstrated significant impact through improved financial efficiency and reduced operational costs.
Overview
12
12
years of professional experience
Work History
Assistant Finance Manager
Harita Group
DKI Jakarta, Indonesia
11.2025 - Current
- Forecasted weekly payments to ensure cash flow and liquidity for operational needs.
- Monitored cash balances to keep funds available for timely invoice payments.
- Assisted with opening and closing bank accounts tied to syndicated loan facilities.
- Executed daily payment verifications through 3-way matching for 100 invoices, ensuring accuracy of purchase orders, goods receipts, and invoices.
- Collaborated with AP, procurement, and finance teams to resolve payment discrepancies and uphold financial controls.
- Compiled Bank Indonesia reports for regulatory compliance, including KPPK, RULN/ULN, LLD, and SIUL.
Finance Operation Supervisor
PT Kirana Megatara Tbk (Triputra Group)
Jakarta
01.2024 - 11.2025
- Prepared IDR funding needs for 15 factories in Sumatera and Kalimantan each day.
- Monitored accounts receivable and followed up with outstanding customers to ensure timely payments.
- Prepared weekly and monthly reports on aging AR, incoming projections, buyer performance, and LLD for Bank Indonesia to support financial decision-making.
- Negotiated USD to IDR exchange rates with banks.
- Entered exchange rates in SAP.
- Recorded intercompany loan journal entries in SAP.
- Prepared bank documents for customers using a letter of credit.
- Entered and submitted payment instructions through internet banking.
- Reviewed payment vouchers and supporting attachments for accuracy and compliance.
- Prepared withdrawal and repayment documents for bilateral loan.
Finance Supervisor
PT Pakuan Tbk
Jakarta
01.2022 - 12.2023
- Prepared aging reports for accounts receivable, accounts payable, and cash flow.
- Reconciled bank records and entered incoming payments into the IFCA system.
- Prepared payment forecasts.
- Prepared incoming payment forecasts.
- Processed customer mortgage applications and submitted files to multiple banks.
- Prepared home loan withdrawal documents, including standing instructions and cover notes.
- Reviewed payment vouchers for accuracy and compliance, approving payments through internet banking.
- Followed up on customer arrears to facilitate timely payments.
- Drafted reminder letters for customers to encourage prompt payment.
- Attended weekly collection meetings with BODs.
Account Receivable Senior Staff
PT Sarananeka Indahpancar (Ciputra Group)
Jakarta
03.2017 - 06.2021
- Prepared closing reports, including aging reports, sales reports, incoming percentages, and incoming forecasts.
- Recorded accounts receivable journal entries for invoicing and cash receipts.
- Prepared customer invoices.
- Monitored and pursued customer outstanding balances to facilitate timely collections.
- Drafted and sent customer reminder letters to prompt payment on overdue accounts.
- Prepared debit notes for customer discounts.
- Executed bank reconciliation and recorded incoming transactions in the Batavia system to ensure accurate financial reporting.
- Prepared withdrawal documents for house loans.
- Participated in weekly meetings with the Board of Directors to discuss financial strategies.
Treasury Staff
PT Pindo Deli Pulp and Paper (Sinarmas Group)
Jakarta
03.2016 - 02.2017
- Allocated company funds for daily deposits, ensuring timely processing and compliance
- Managed allocation of company funds for expenses in Perawang and Karawang, supporting operational needs
- Confirmed daily transactions with bank, maintaining accurate financial records
- Recorded financial entries in SAP journal
- Generated printed copies of bank mutations for record-keeping, check bank mutation, and bank reconcile
Finance & Accounting Staff
PT Ciptakom Media Nusa (Ciputra Group)
Jakarta
12.2014 - 02.2016
- Prepared financial report to summarize company performance and inform strategic decision-making
- Conducted monthly bank reconciliation to verify account balances
- Prepared aging report to monitor receivables and facilitate timely collection efforts
- Prepared sales report to analyze revenue trends and support sales strategy development
- Prepare voucher for cash in and cash out
- Prepare an invoice for all customers
Education
Accounting
Bina Nusantara
Jakarta07-2014
Skills
- Time management
- Team collaboration
- Quick learner
- Leadership skills
- Communication proficiency
- Microsoft Office suite
- Financial reconciliation
- Treasury management
- Bank Indonesia reporting
Courses
- Strategi Negosiasi & Mediasi Penagihan Piuang Macet Yang Efisien & Efektif at P. Hadisaputro Law Office
- 2021-03
- Effective Complaint Handling For Front Liners & Managers at Foster & Bridge
- 2019-03
Timeline
Assistant Finance Manager
Harita Group
11.2025 - Current
Finance Operation Supervisor
PT Kirana Megatara Tbk (Triputra Group)
01.2024 - 11.2025
Finance Supervisor
PT Pakuan Tbk
01.2022 - 12.2023
Account Receivable Senior Staff
PT Sarananeka Indahpancar (Ciputra Group)
03.2017 - 06.2021
Treasury Staff
PT Pindo Deli Pulp and Paper (Sinarmas Group)
03.2016 - 02.2017
Finance & Accounting Staff
PT Ciptakom Media Nusa (Ciputra Group)
12.2014 - 02.2016
Accounting
Bina Nusantara