Erick Hizkia Pangihutan Marbun

I am responsible for overseeing and maintaining the project for new product implementation, ensuring its successful transition to go-live and readiness for market launch.

Led the end-to-end implementation of the IFRS17 Reporting System, from iniation assessments through susccessful go-live and on going operational stability.

Managed the full-cycle implementation, and ensuring smooth transition to go-live and sustainable operations.

Lead and supervise the life underwriting team, ensuring adherence to risk assessment guidelines, operational efficiency, and provide high-quality underwriting decision.

Responsible for managing underwriting operations including risk assessment, policy approval, team leadership, and compliance oversight to ensure underwriting practices and sustainable business results.

Lead and Manage the group health Underwriting team, ensuring accurate risk assessment and pricing for group health insurance products.

Develop, implement and monitor underwriting policies, guidelines, and best practices to maintain profitability and compliance.

Review and approve complex or high-values cases, providing technical expertise and guidance to underwriters.

Collaborate with sales, actuarial, product, and claims teams to support business development while maintaining sound risk management.

Assist in managing day-to-day underwriting operations, ensuring timely and accurate risk assessment for life/group/health applications.

Support the head of operations in implementing underwriting policies and guidelines, quality controls based on Service Level of Agreements.

Monitor team performance, workflow, and service turnaround times to ensure operational efficiency.

Participate in projects related to new product implementation, system enhancement, or regulatory compliance.

Supervise and oversee daily underwriting operations, ensuring accurate risk evaluation and adherence to company guidelines.

Review and approve underwriting decisions with assigned authority limits, providing guidance on complex and borderline cases.

Monitor productivity, service levels, and quality of underwriting work to maintain operational excellence.

Conduct thorough risk assessments for complex and high-value insurance applications, ensuring compliance with underwriting guidelines and regulations.

Make underwriting decisions within authority limits, and provide recommendations or approvals for escalated cases.

Monitor underwriting quality and consistency, ensuring adherence to service-level agreements and operational standards.

Participate in developing and enhancing underwriting policies, procedures, and risk assessment tools.

Support projects such as new product launches, system upgrades, and regulatory compliance initiatives.

Risk Selection Process for new business appliactions.