Summary
Overview
Work History
Education
Skills
painting, reading a novel
Certification
Work Preference
Languages
Quote
Interests
Timeline
Generic
Fara Widhiantary

Fara Widhiantary

Assistant MArketing Manager- Credit Reviewer For Corporate
South Jakarta

Summary

Credit reviewer at PT Koexim Mandiri Finance, assisting in corporate loan assessment, financial analysis, and preparation of credit proposals in compliance with OJK regulations. Handle collections, loan agreements, signing arrangements, and coordination with notaries, insurers, and appraisers. Involved in reviewing credit policies, assessing collateral, and ensuring risk mitigation measures when needed. Report directly to the General Manager or Director in a role equivalent to Junior Manager.

Overview

18
18
years of professional experience
3
3
Certificates

Work History

Assistant Marketing Manager - Corporate Credit Re

PT Koexim Mandiri Finance
05.2012 - Current
  • Assessed credit risk and analyzed financial statements.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
  • Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.
  • Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
  • Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
  • Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
  • Identified potential problem loans early on through ongoing monitoring activities, enabling prompt remedial actions when needed.
  • Enhanced customer relationships through effective communication of complex financial information, contributing to loyalty and retention.
  • Optimized credit policies to reflect changing market conditions and regulatory requirements, ensuring compliance and competitiveness.

KPR Credit Analyst

PT Bank Central Asia Tbk
08.2009 - 12.2020
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Collaborated with other teams to identify and mitigate risks impacting organization.

SRU Administration

HSBC Bank
02.2008 - 08.2009
  • Self-motivated, with a strong sense of personal responsibility.
  • Excellent communication skills, both verbal and written.
  • Proven ability to learn quickly and adapt to new situations.
  • Skilled at working independently and collaboratively in a team environment.
  • Worked well in a team setting, providing support and guidance.
  • Assisted with day-to-day operations, working efficiently and productively with all team members.

Education

Bachelor in Management - Economy Management

STIE PERBANAS
JAKARTA
04.2001 -

Skills

Market analysis

painting, reading a novel

Enjoy painting nature scenes using the “painting by numbers” technique, producing professional-quality results through patience, attention to detail, and dedication—skills I also apply in my professional work.


Enjoy reading detective and mystery novels, sharpening analytical thinking, problem-solving skills, and attention to detail.

Certification

Webminar Hukum online; Kredit sindikasi sebagai alternatif Pembiayaan

Work Preference

Work Type

Full Time

Work Location

Hybrid

Important To Me

Career advancementWork-life balanceCompany CulturePersonal development programsHealthcare benefitsWork from home optionPaid time offTeam Building / Company RetreatsPaid sick leave

Languages

English
Upper intermediate (B2)
Korean
Beginner (A1)

Quote

Every problem is a gift—without problems we would not grow.
Tony Robbins

Interests

Reasing a novel

Painting

Watching movies

Timeline

Webminar Hukum online; Kredit sindikasi sebagai alternatif Pembiayaan

11-2025

IPDC training Institute; Financial forecasting and modeling

05-2025

GHP Law Firm; Syndication Loan

05-2025

Assistant Marketing Manager - Corporate Credit Re

PT Koexim Mandiri Finance
05.2012 - Current

KPR Credit Analyst

PT Bank Central Asia Tbk
08.2009 - 12.2020

SRU Administration

HSBC Bank
02.2008 - 08.2009

Bachelor in Management - Economy Management

STIE PERBANAS
04.2001 -
Fara WidhiantaryAssistant MArketing Manager- Credit Reviewer For Corporate