Fara Widhiantary
Assistant MArketing Manager- Credit Reviewer For Corporate
South Jakarta
Summary
Credit reviewer at PT Koexim Mandiri Finance, assisting in corporate loan assessment, financial analysis, and preparation of credit proposals in compliance with OJK regulations. Handle collections, loan agreements, signing arrangements, and coordination with notaries, insurers, and appraisers. Involved in reviewing credit policies, assessing collateral, and ensuring risk mitigation measures when needed. Report directly to the General Manager or Director in a role equivalent to Junior Manager.
Overview
18
18
years of professional experience
3
3
Certificates
Work History
Assistant Marketing Manager - Corporate Credit Re
PT Koexim Mandiri Finance
05.2012 - Current
- Assessed credit risk and analyzed financial statements.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
- Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
- Identified potential problem loans early on through ongoing monitoring activities, enabling prompt remedial actions when needed.
- Enhanced customer relationships through effective communication of complex financial information, contributing to loyalty and retention.
- Optimized credit policies to reflect changing market conditions and regulatory requirements, ensuring compliance and competitiveness.
KPR Credit Analyst
PT Bank Central Asia Tbk
08.2009 - 12.2020
- Analyzed credit scores to determine borrowers' creditworthiness.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Collaborated with other teams to identify and mitigate risks impacting organization.
SRU Administration
HSBC Bank
02.2008 - 08.2009
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
- Proven ability to learn quickly and adapt to new situations.
- Skilled at working independently and collaboratively in a team environment.
- Worked well in a team setting, providing support and guidance.
- Assisted with day-to-day operations, working efficiently and productively with all team members.
Education
Bachelor in Management - Economy Management
STIE PERBANAS
JAKARTA 04.2001 -
Skills
Market analysis
Marketing campaigns
Project management
Marketing analytics
Sales support
Brand development
Financial statement review
Loan documentation
Risk assessment
Information verification
Debt structuring
Oral and written communications
Verbal and written communication
Cash flow analysis
Financial statement analysis
painting, reading a novel
Enjoy painting nature scenes using the “painting by numbers” technique, producing professional-quality results through patience, attention to detail, and dedication—skills I also apply in my professional work.
Enjoy reading detective and mystery novels, sharpening analytical thinking, problem-solving skills, and attention to detail.
Certification
Webminar Hukum online; Kredit sindikasi sebagai alternatif Pembiayaan
Work Preference
Work Type
Full TimeLocation Preference
HybridImportant To Me
Career advancementWork-life balanceCompany CulturePersonal development programsHealthcare benefitsWork from home optionPaid time offTeam Building / Company RetreatsPaid sick leaveLanguages
English
Upper intermediate (B2)
Korean
Beginner (A1)
Quote
Every problem is a gift—without problems we would not grow.
Tony Robbins
Interests
Reasing a novel
Painting
Watching movies
Timeline
Webminar Hukum online; Kredit sindikasi sebagai alternatif Pembiayaan
11-2025
IPDC training Institute; Financial forecasting and modeling
05-2025
GHP Law Firm; Syndication Loan
05-2025
Assistant Marketing Manager - Corporate Credit Re
PT Koexim Mandiri Finance
05.2012 - Current
KPR Credit Analyst
PT Bank Central Asia Tbk
08.2009 - 12.2020
SRU Administration
HSBC Bank
02.2008 - 08.2009
Bachelor in Management - Economy Management
STIE PERBANAS
04.2001 -