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Adept at driving business growth and fostering robust relationships, I excelled at PT.Bank Rakyat Indonesia (Persero) Tbk by surpassing sales targets and enhancing customer satisfaction. Leveraging skills in sales management and interpersonal communication, I achieved notable portfolio growth and established a reputation for exceptional service and strategic problem-solving.
Relationship management professional with extensive experience in cultivating and maintaining client relationships. Proven ability to develop strategies that enhance client satisfaction and loyalty. Known for strong collaborative skills and adaptability in dynamic environments, excelling in communication and strategic planning.
Professional with strong background in relationship management and client engagement. Proven ability to drive growth and build lasting partnerships through effective communication and strategic planning. Skilled in team collaboration, problem-solving, and adapting to changing priorities. Known for delivering results and fostering positive work environment.

High-performing Home Loan & Mortgage professional with proven expertise in handling multiple markets, sourcing high POS and high-ticket clients, and consistently driving strong disbursement performance. Recognized with an Excellence Award for Disbursement, seeking a challenging growth-oriented role to scale business volumes, strengthen market presence, and contribute strategically to organizational growth through execution excellence and result-driven leadership.

Results-driven Financial Services and Relationship Management professional with over 10 years of experience across commercial banking, credit analysis, underwriting, and small business advisory. Proven track record of managing high-value client portfolios, strengthening client relationships, and delivering tailored credit and financial solutions that drive growth while mitigating risk.
Candidate PhD in Financial Sciences and dual MBAs, with strong expertise in financial statement analysis, risk assessment, lending strategy, and business development. Adept at identifying opportunities, cross-selling financial products, and partnering with stakeholders to support client success. Recognized for strong business acumen, leadership in client-facing roles, and the ability to translate complex financial data into clear, actionable recommendations.
Experienced in Canadian banking environments including ATB Financial, TD Canada Trust, Scotiabank, BMO, and credit unions, with hands-on leadership in portfolio management, underwriting decisions, credit adjudication, and performance improvement initiatives. Committed to delivering exceptional client service, building long-term partnerships, and contributing to organizational profitability and risk management excellence.

Experienced senior relationship manager successful fostering partnerships with all types of personalities. Promoting exceptional skills in task prioritization and issue resolution. Effective collaborator with dedication to reliability and open communication.

Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Febby Ronaldo

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Senior Relationship Manager

Relationship Manager

Relationship Manager

Account Officer

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Bachelor Degree - Computerized Accounting

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Senior Relationship Manager

Relationship Manager

Relationship Manager

Account Officer

Bachelor Degree - Computerized Accounting

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