Hardi Hamdan
-
Palembang
Summary
Experienced with comprehensive risk assessment and mitigation strategies that enhance organizational security. Utilizes analytical and problem-solving skills to identify potential threats and recommend actionable solutions. Track record of ensuring regulatory compliance and fostering collaborative environments to achieve risk management objectives.
Overview
16
16
years of professional experience
6
6
years of post-secondary education
Work History
Consumer Credit Risk Officer
PT Bank OCBC NISP, Tbk
01.2025 - Current
- Analyzed and reviewed mortgage loan proposal to identify potential risks
- Developed risk assess models to enhance decision-making processes
- Collaborated with cross-functional teams to implement risk mitigation strategies
- Provided recommendations for loan proposals based on comprehensive analysis
Retail Credit Initiation Officer
PT Bank OCBC NISP, Tbk
01.2020 - 12.2024
- Analyzed and reviewed retail loan (emerging & mortgage) loan proposal to identify potential risks
- Developed risk assess models to enhance decision making processes
- Collaborated with cross functional teams to implement risk mitigation strategies
- Provided recommendations for loan proposals based on comprehensive analysis
Secured Credit Initiation Officer
PT Bank OCBC NISP Tbk
05.2014 - 01.2020
- Analyzed and reviewed mortgage loan proposal to identify potential risks
- Developed risk assess models to enhance decision making processes
- Collaborated with cross functional teams to implement risk mitigation strategies
- Provided recommendations for loan proposals based on comprehensive analysis
Secured Loan Officer
PT Bank OCBC NISP Tbk
05.2013 - 04.2014
- Act in as Sales Associate, promoting banking products (mortgage loan) to potential clients, including prospecting and cross selling
- Conducting data processing, account analysis and inputting into the system with applicable policies and procedures
- Responsible for the validity of credit documents from customers
Accounting & Tax
PT Musi Lestari Indo Makmur
01.2010 - 05.2013
- Ensuring that tax returns are filed in accordance with tax authorities
- Managing and maintaining the company's tax database
- Manage all accounting transactions
- Maintain and update accounting records and files
- Examine tax policies and handle tax payments and returns
Education
Bachelor Degree (S1) - Management (Finance)
STIE Musi
09.2006 - 04.2010
High School - undefined
SMA Xaverius 3
07.2003 - 05.2006
Skills
Microsoft Office
Credit Analysis
Know Your Company
Analytical Thinking
Timeline
Consumer Credit Risk Officer
PT Bank OCBC NISP, Tbk
01.2025 - Current
Retail Credit Initiation Officer
PT Bank OCBC NISP, Tbk
01.2020 - 12.2024
Secured Credit Initiation Officer
PT Bank OCBC NISP Tbk
05.2014 - 01.2020
Secured Loan Officer
PT Bank OCBC NISP Tbk
05.2013 - 04.2014
Accounting & Tax
PT Musi Lestari Indo Makmur
01.2010 - 05.2013
Bachelor Degree (S1) - Management (Finance)
STIE Musi
09.2006 - 04.2010
High School - undefined
SMA Xaverius 3
07.2003 - 05.2006
05 COURSES
- Basic Credit Risk
- Sertifikasi Manajemen Risiko Tingkat I