Summary
Overview
Work History
Education
Skills
Timeline
05 COURSES
Generic
Hardi Hamdan

Hardi Hamdan

-
Palembang

Summary

Experienced with comprehensive risk assessment and mitigation strategies that enhance organizational security. Utilizes analytical and problem-solving skills to identify potential threats and recommend actionable solutions. Track record of ensuring regulatory compliance and fostering collaborative environments to achieve risk management objectives.

Overview

16
16
years of professional experience
6
6
years of post-secondary education

Work History

Consumer Credit Risk Officer

PT Bank OCBC NISP, Tbk
01.2025 - Current
  • Analyzed and reviewed mortgage loan proposal to identify potential risks
  • Developed risk assess models to enhance decision-making processes
  • Collaborated with cross-functional teams to implement risk mitigation strategies
  • Provided recommendations for loan proposals based on comprehensive analysis

Retail Credit Initiation Officer

PT Bank OCBC NISP, Tbk
01.2020 - 12.2024
  • Analyzed and reviewed retail loan (emerging & mortgage) loan proposal to identify potential risks
  • Developed risk assess models to enhance decision making processes
  • Collaborated with cross functional teams to implement risk mitigation strategies
  • Provided recommendations for loan proposals based on comprehensive analysis

Secured Credit Initiation Officer

PT Bank OCBC NISP Tbk
05.2014 - 01.2020
  • Analyzed and reviewed mortgage loan proposal to identify potential risks
  • Developed risk assess models to enhance decision making processes
  • Collaborated with cross functional teams to implement risk mitigation strategies
  • Provided recommendations for loan proposals based on comprehensive analysis

Secured Loan Officer

PT Bank OCBC NISP Tbk
05.2013 - 04.2014
  • Act in as Sales Associate, promoting banking products (mortgage loan) to potential clients, including prospecting and cross selling
  • Conducting data processing, account analysis and inputting into the system with applicable policies and procedures
  • Responsible for the validity of credit documents from customers

Accounting & Tax

PT Musi Lestari Indo Makmur
01.2010 - 05.2013
  • Ensuring that tax returns are filed in accordance with tax authorities
  • Managing and maintaining the company's tax database
  • Manage all accounting transactions
  • Maintain and update accounting records and files
  • Examine tax policies and handle tax payments and returns

Education

Bachelor Degree (S1) - Management (Finance)

STIE Musi
09.2006 - 04.2010

High School - undefined

SMA Xaverius 3
07.2003 - 05.2006

Skills

Microsoft Office

Timeline

Consumer Credit Risk Officer

PT Bank OCBC NISP, Tbk
01.2025 - Current

Retail Credit Initiation Officer

PT Bank OCBC NISP, Tbk
01.2020 - 12.2024

Secured Credit Initiation Officer

PT Bank OCBC NISP Tbk
05.2014 - 01.2020

Secured Loan Officer

PT Bank OCBC NISP Tbk
05.2013 - 04.2014

Accounting & Tax

PT Musi Lestari Indo Makmur
01.2010 - 05.2013

Bachelor Degree (S1) - Management (Finance)

STIE Musi
09.2006 - 04.2010

High School - undefined

SMA Xaverius 3
07.2003 - 05.2006

05 COURSES

  • Basic Credit Risk
  • Sertifikasi Manajemen Risiko Tingkat I
Hardi Hamdan-