Hendra Asianto
Jambi
Summary
Senior banking professional with over 21 years of experience in the financial services industry, specializing in credit management, commercial banking, relationship management, and branch leadership. Demonstrated capability in managing end-to-end credit processes including customer acquisition, financial analysis, credit structuring, approval, disbursement, portfolio monitoring, and risk mitigation. Experienced in leading teams, achieving business targets, maintaining asset quality, and building long-term relationships with commercial and corporate clients.
Overview
23
23
years of professional experience
2
2
Languages
Work History
Senior Manager
PT Bank Danamon Indonesia Tbk
Jambi
10.2022 - Current
- Manage and grow commercial credit portfolio with focus on profitability and asset quality.
- Structure working capital and investment financing solutions tailored to client needs.
- Lead credit process end-to-end from analysis to disbursement and monitoring.
- Strengthen client relationships and cross-sell banking products.
Senior Manager
PT Bank CIMB Niaga Tbk
Jambi
08.2017 - 09.2022
- Acquire and manage commercial and corporate clients across multiple sectors.
- Prepare comprehensive credit proposals including risk analysis and financial modeling.
- Maintain portfolio quality and ensure compliance with bank policies.
- Support business growth through structured financing solutions.
Business Owner (Family Business)
Family Enterprise
Jambi
09.2016 - 07.2017
- Managed operations, finance, and day-to-day business activities.
- Implemented cost control and sales strategies.
- Business discontinued due to unfavorable market conditions.
Branch Manager
PT Bank MNC Internasional Tbk
Jambi
02.2016 - 09.2016
- Led overall branch operations and business development.
- Responsible for branch performance, credit quality, and compliance.
- Managed marketing and operational teams.
Head of Credit / Credit Section Head
PT Bank Mestika Dharma Tbk
Jambi
03.2013 - 01.2016
- Supervised branch credit function and approval process.
- Conducted credit analysis within delegated authority.
- Monitored portfolio performance and implemented risk controls.
- Developed and coached credit team.
Assistant Manager / Business Relationship Manager
PT Bank Ekonomi Raharja Tbk (Member of HSBC Group)
Jambi
11.2011 - 02.2013
- Managed credit and funding relationships with commercial clients.
- Handled financing in trade, project, and plantation sectors.
- Ensured high service quality and client retention.
Relationship Manager
United Overseas Bank (UOB)
Jambi
01.2003 - 11.2011
- Acquired and managed commercial credit customers.
- Prepared credit proposals and managed approval workflow.
- Ensured compliance with regulatory and internal policies.
Education
Bachelor’s Degree - Management Information Systems
STMIK NH
01.2003
Skills
Credit Analysis & Risk Management
Commercial & Corporate Banking
Relationship Management
Branch Leadership
Credit Structuring
Portfolio Management
Team Leadership
Regulatory Compliance
References
References available upon request.
Timeline
Senior Manager
PT Bank Danamon Indonesia Tbk
10.2022 - Current
Senior Manager
PT Bank CIMB Niaga Tbk
08.2017 - 09.2022
Business Owner (Family Business)
Family Enterprise
09.2016 - 07.2017
Branch Manager
PT Bank MNC Internasional Tbk
02.2016 - 09.2016
Head of Credit / Credit Section Head
PT Bank Mestika Dharma Tbk
03.2013 - 01.2016
Assistant Manager / Business Relationship Manager
PT Bank Ekonomi Raharja Tbk (Member of HSBC Group)
11.2011 - 02.2013
Relationship Manager
United Overseas Bank (UOB)
01.2003 - 11.2011
Bachelor’s Degree - Management Information Systems
STMIK NH