Jessica Perreault
Meridian,ID
Overview
22
22
years of professional experience
1
1
Certification
Work History
Real Estate Sales
Silvercreek Realty Group
05.2011 - 05.2025
- Licensed since 2011, specializing in SF residential, new construction, farm and ranch, and land listings.
- Associate Broker since 2018, Designated Broker in 2021
- Closed $50 million total volume
- Significant experience with new construction, property inspections, contractor oversight, and repair negotiations.
- Well-versed in development and infrastructure management, entitlements, platting, ROWs, and water rights.
REO Asset Management
Hopkins Financial and Loan Services
01.2003 - 07.2010
- Worked closely with attorneys, title companies, and investors through foreclosure legal process - NOD to trustee sale, then REO management and asset protection.
- Presented reports to investor boards on account delinquency, loss mitigation, present and future bases, rehab cost projections, ROI and ROR, including making recommendations on maximizing asset performance.
- Hired and managed contractor/rehab teams and third-party vendors to clean out and remodel numerous foreclosed properties on tight budgets, determining which improvements would net investors the highest return.
- Evaluated appraisals, broker opinions and current market data to derive internal valuations, advising investors on the best course of action - auction, lease, or sell.
- Hired landscapers, general contractors, and handymen to maintain properties in clean and good condition.
- Prepared lease and lease option contracts for REO properties.
- Oversaw numerous evictions and cash-for-keys negotiations.
Foreclosure/Bankruptcy
Hopkins Financial and Loan Services
01.2003 - 07.2010
- Processed hundreds of judicial and non-judicial foreclosures in Idaho.
- Managed chapters 7, 11, 12, and 13 bankruptcies for creditors including oversight in drafting proofs of claim, stay-lift motions, and motions for dismissal.
- Coordinated the implementation of bankruptcy plans with trustee departments in Idaho and Oregon.
Long-Term Escrow Servicing and Asset Management
Hopkins Financial and Loan Services
01.2003 - 07.2010
- Managed a $125m loan portfolio.
- Designed systems for collections processes and procedures and problem solving of delinquent accounts.
- Negotiated numerous forbearance agreements and loan modifications.
- Processed mortgage payments, oversaw trust accounts, and filed tax documents for borrowers and lenders.
- Reviewed title insurance policies, deeds of trust, mortgages, lease contracts and contracts for sale for accuracy.
- Prepared reinstatements and payoffs daily.
- Monitored delinquent homeowner’s insurance premiums and property tax amounts owing for hundreds of accounts.
Escrow/Title
All Positions
01.2003 - 05.2025
- Prepared and reviewed closing statements and loan documents with exceptional attention to detail.
- Well-versed in lien perfection and documentation, specifically priority and chain of title issues.
- Resolved multiple title defect issues and processed lender’s title insurance claims.
- Prepared lien instruments.
- Daily coordinated communication between buyers, sellers, title/closing officers, and real estate agents.
Education
Bachelor of Science - Political Science
Idaho State University
12.2000
Certification
- Graduate Realtor Institute
- Accredited Buyer’s Representative Designation
Community Service
- Meridian City Councilmember, 2020-2024
- Meridian City Planning and Zoning Commissioner, 2017-2019, 2025
- Boise Regional Realtors Public Policy Committee Member, 2013-Present
Timeline
Real Estate Sales
Silvercreek Realty Group
05.2011 - 05.2025
REO Asset Management
Hopkins Financial and Loan Services
01.2003 - 07.2010
Foreclosure/Bankruptcy
Hopkins Financial and Loan Services
01.2003 - 07.2010
Long-Term Escrow Servicing and Asset Management
Hopkins Financial and Loan Services
01.2003 - 07.2010
Escrow/Title
All Positions
01.2003 - 05.2025
Bachelor of Science - Political Science
Idaho State University
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