Kalingga Citra Faris

Conduct in-depth analysis and evaluation of financial statements and credit histories for existing and prospective clients, ensuring accurate risk assessment.

Collaborate and negotiate with business units and clients to establish favorable loan terms and conditions aligned with organizational objectives. Manage a diverse loan portfolio across industries, including Oil & Gas,Agriculture, Manufacturing, Trading, and Construction, showcasing adaptability and industry-specific insights.

Currently oversee the credit portfolios of SOEs (State-Owned Enterprises)and their subsidiaries, with facility limits ranging from IDR 100 billion, ensuring robust risk mitigation and portfolio health.

Main Responsibilities

1. Oversees and coordinates daily operational activities in the bank, such as transaction processing, cash management, and document management.
2. Ensures that all operational activities are carried out in accordance with bank procedures and policies.
3. Identifies and resolves operational problems that arise.

Supervisory Responsibilities

1. Supervises the performance of operational staff and provides feedback for improvement.
2. Monitors service quality and ensures that service standards are met.
3. Oversees the use of systems and information technology in operational activities.

Key Responsibilities

1. Purchasing: Buy goods and services required by the company.
2. Procurement Process Management: Manage the procurement process, including requesting quotations, evaluating bids, and contract creation.
3. Supplier Management: Communicate with suppliers and vendors to ensure quality and availability of goods and services.

Administrative Tasks

1. Document Management: Manage procurement documents, including requests for quotation, contracts, and invoices.
2. Status Reporting: Monitor and report procurement status to management.
3. Policy Compliance: Follow company procurement policies and procedures.

Main Responsibilities

1. Managing micro credit portfolio, linkage credit portfolio, and ensuring good credit quality.
2. Serving micro customers and meeting their needs.
3. Identifying opportunities to increase sales and revenue.

Credit Management

1. Analyzing micro and linkage customers credit worthiness.
2. Submitting credit proposals and monitoring approval process.
3. Managing approved credits and monitoring payments.