Strategic-thinking individual experienced in turning low-performing organizations into top revenue producers. Experienced with strategic planning and project management. Utilizes leadership skills to drive team performance and operational excellence. Track record of delivering high-impact results through innovative problem-solving and effective communication.
Overview
6
6
years of professional experience
4
4
years of post-secondary education
3
3
Languages
Work History
Director
PT BPR Karinamas Permai
Bekasi, Indonesia
05.2025 - Current
Responsible for analyzing the overall financial health of the institution and formulating strategic plans to ensure sustainable growth. In charge of identifying and establishing strategic partnerships to expand business opportunities and enhance profitability
Ensures full compliance with banking regulations while maintaining key financial ratios such as CAR, NPL, and NIM, with a strong focus on operational efficiency and institutional stability.
Leads the development of innovative banking products and systems aligned with current market demands, supporting the bank’s digital transformation.
Advisory - Specialist
KOMUNAL GROUP INDONESIA
JAKARTA - SURABAYA - BALI
07.2023 - 03.2025
Managed priority clients, optimizing financial strategies to help them achieve maximum profitability.
Drive high-priority client's performance by optimizing Komunal's product suite from lending and funding, achieving 3x growth from 30~Bn loan Outstanding to 95~Bn loan. Turnaround from loss of 200Mn to profit of ~700Mn as of Dec 2023
Conducted in-depth project analysis tailored to the risk appetite and of priority clients.
Performed market research for special project called “co-lending” projects to identify new opportunities and enhance collaboration strategies including comprehensive market analysis and field canvassing and also Developing educational materials for priority clients on “co-lending” strategies.
Developing strategies and crafting a thesis to effectively target the right market “for co-lending” opportunities
Identifying and acquiring new clients, successfully converting them into official partnerships.
Collaborating with cross-functional teams and help them to enhance operational efficiency and improve processes.
Advisory - Associate
KOMUNAL GROUP INDONESIA
JAKARTA - BALI
04.2023 - 07.2023
Assisted the team in managing high-priority clients, ensuring their needs were met efficiently.
Analyzed the financial profiles of priority clients to develop tailored strategies aligned with their objectives.
Negotiated critical loan projects
Analyzing margin drivers and market trends for rural banks (BPR) in Bekasi.
Assisted priority clients in streamlining their procedures, making them more structured and seamless for improved operational efficiency.
Head of Operation
PT. BPR KARINAMAS PERMAI
BEKASI
09.2021 - 04.2023
Supervise and coordinate cross-departmental workflows to enhance efficiency and reduce operational bottlenecks.
Supported the funding and lending teams in achieving their targets by developing new strategic programs for lending and funding initiatives.
Managed short-term interbank loans to optimize and minimize funding costs
Assisted the Credit Risk (CR) team in managing and mitigating credit default cases.
Funding Staff
PT. BPR KARINAMAS PERMAI
BEKASI
09.2020 - 09.2021
Maintained strong relationships with depositors and partnered banks to support funding
Assisted in managing short-term interbank investments to optimize returns and liquidity.
Seeking and acquiring new depositors to expand the client base and increase funding sources.
Internship Customer Service
SERIAL VICTOR LTD
TAIPEI
12.2019 - 04.2020
Managing customer relationships to ensure satisfaction and address inquiries or issues