Merza Paramita
Business Analyst / Credit Analyst
Malang
Summary
As a Business Analyst / Credit Analyst with over 5 years or experience in commercial banking, I specialize in risk assessment, financial analysis, building and maintaining relationship with customers, and collaborating with with cross-functional teams to provide sustainable lending and financial advise for customers to meet the business goal.
Overview
7
7
years of professional experience
4
4
years of post-secondary education
Work History
Business Analyst for Commercial Banking
PT. Bank Negara Indonesia (Persero) Tbk.
01.2019 - Current
- Supporting targeting, prospecting, marketing of credit products, funds, value chains, and other banking products and maintaining relationships with debtors / prospective debtors.
- Managing and conducting credit analysis activities, through coordination with Relationship Manager and Commercial Credit Risk.
- Monitoring managed debtors and maintaining the quality of the credit portfolio and striving for managed debtors to remain at the Performing Loan quality.
- Carry out credit remediation for watchlist debtors by restructuring credit in accordance with the provisions
Data Field Processor
PT. Cahaya Utama for Corteva Agriscience Indonesia
02.2018 - 12.2018
- Participate in continuous improvement by providing suggestions, engaging in problem-solving activities to support teamwork.
- Collect, validate, and distribute production information to stakeholders.
- Receive and process stock into inventory management system.
- Conduct various types of field information from various sources and present the results.
- Manage payroll, transactions, billing, and budgeting to reduce financial inconsistencies
Education
Bachelor of Agriculture - Agribusiness
Universitas Brawijaya
Malang, Indonesia 07.2013 - 07.2017
Skills
- Credit Risk Analysis (Certificate of Competence Bank Risk Management Level 2 by Lembaga Sertifikasi Profesi Perbankan)
- Financial analysis for various industrial sectors such as trade, manufacturing, construction, logistics and transportation, etc
Timeline
Business Analyst for Commercial Banking
PT. Bank Negara Indonesia (Persero) Tbk.
01.2019 - Current
Data Field Processor
PT. Cahaya Utama for Corteva Agriscience Indonesia
02.2018 - 12.2018
Bachelor of Agriculture - Agribusiness
Universitas Brawijaya
07.2013 - 07.2017
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