Music, Books, Futsal, and Table Tennis
Muchammad Bagus Rizky Widodo
Assistant Risk Manager
Jakarta,DKI Jakarta
Summary
Dynamic Assistant Risk Manager with proven expertise in enterprise risk management and exceptional problem-solving abilities. At PT Pegadaian, led initiatives that streamlined risk assessment processes, significantly enhancing operational efficiency. Excelled in fostering team collaboration and leveraging market risk analysis for strategic decision-making. Demonstrated leadership in developing risk management frameworks, ensuring compliance and supporting business growth with keen financial insight.
Overview
7
7
years of professional experience
2
2
Certifications
8
8
years of post-secondary education
7
7
Workshop & Training
Work History
Assistant Risk Manager
PT Pegadaian
Jakarta, DKI Jakarta
08.2018 - Current
- Supervised day-to-day operations to meet performance, quality and service expectations.
- Improved customer satisfaction by addressing and resolving complaints promptly.
- Promoted teamwork within the workplace by encouraging collaboration among staff members on various project tasks.
- Facilitated clear communication channels between departments regarding risk-related issues and proposed solutions.
- Contributed to annual budget planning by providing insights into potential financial risks during the fiscal year.
- Maintained up-to-date knowledge of industry regulations, ensuring company compliance at all times.
- Analyzed market trends to forecast potential risks, informing strategic decision-making processes accordingly.
- Collaborated with cross-functional teams to develop and implement risk management strategies.
- Assisted in developing enterprise-wide risk management framework, aligning all departments under a unified approach.
- Implemented continuous process improvements for more efficient risk identification and mitigation efforts.
- Supported business growth initiatives while maintaining a strong focus on managing potential risks throughout expansion efforts.
- Evaluated effectiveness of existing risk controls, recommending adjustments for optimal performance.
- Developed comprehensive reports on identified risks, presenting findings to senior management for informed decision making.
- Increased operational efficiency by streamlining processes related to risk assessment and reporting.
Management Trainee - Risk Management
PT Pegadaian
Jakarta, DKI Jakarta
08.2018 - 05.2019
- Gained knowledge of company policies, protocols and processes.
- Developed problem-solving abilities through hands-on experience with real-life business scenarios.
- Improved management skills by participating in rigorous training programs and workshops.
- Assisted in organizing and overseeing assignments to drive operational excellence.
- Leveraged data and analytics to make informed decisions and drive business improvements.
Education
MBA - Business Administration Majoring In Finance
Bandung Institute of Technology
Bandung, Indonesia 01.2015 - 10.2017
Bachelor of Science - General Mining
Bandung Institute of Technology
Bandung, Indonesia 08.2009 - 07.2014
Skills
Risk reporting
Enterprise risk management
Internal controls
Market risk analysis
Stress testing
Problem-solving abilities
Team leadership
Financial statement analysis
Decision-making
Quantitative analysis
Stakeholder communication
Capital adequacy analysis
Accomplishments
- Create and Documented Risk Appetite & Corporate Risk Profile, including Monitor & Evaluating Risk Management Profile, reporting to Risk Management Committee & Komite Pemantau Risiko
- Create & Coordinate financial health report of Pegadaian, reporting to Risk Management Committee
- Creating gold analysis, Reported to Director of Sales and Product Development
- Create monthly risk management summary (Risk Profile, Market Review) to the Chief Risk Officer
- Create policy and guidance in implementing risk management (risk management process, risk profile, corporate financial health)
- Risk management review in product and new activities with 30+ review annually
- Create policy and implementing financial contingency plan and stress testing corporate wide
- Coordinating bi-weekly market indicator & market review report, reporting to Risk Division Head and Chief Risk Officer.
- Coordinate ICOFR implementation in Pegadaian, finance & product stream with diverse unit team members
- Supervised team of two staff members.
Certification
Qualified Risk Management Professional
Interests
Workshop & Training
1. Pengendalian Internal Laporan Keuangan, 2024
2. Sustainable Policy Documentation, 2024
3. Beginner Market Risk and Intermediate Market Risk in Banking, 2023
4. Best Practice Implementation of Integrated GRC. 2023
5. Gold Analysis Basic, Intermediate Level, Advance Level, 2021
6. Crisis Communication Management The Series, Seri 1 & 2 2021
7. Corporation Strategic Risk Identification, 2019
Timeline
Qualified Risk Management Professional
09-2024
Qualified Risk Management Analyst
03-2021
Assistant Risk Manager
PT Pegadaian
08.2018 - Current
Management Trainee - Risk Management
PT Pegadaian
08.2018 - 05.2019
MBA - Business Administration Majoring In Finance
Bandung Institute of Technology
01.2015 - 10.2017
Bachelor of Science - General Mining
Bandung Institute of Technology
08.2009 - 07.2014