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MUHAMAD RIZKI ESA
Solution Architect
Jakarta,JK
Summary
Solution Architect with 5+ years of experience in banking, specializing in building scalable backend systems, integration platforms, and high-concurrency applications. Proven track record in owning mission-critical platforms including Payment Gateway, Switching (BPM), Loyalty systems, and RPA automation. Delivered measurable business impact through vendor elimination, cost reduction, and platform enablement. Strong focus on system reliability, scalability, and enabling cross-team productivity. Ready to transition into an Engineering Manager role.
Overview
5
5
years of professional experience
Work History
Solution Architect
Bank Mega Tbk
06.2025 - Current
- Own Payment Gateway platform (in-house), supporting multi-channel payments and merchant integration
- Own BPM & Switching platform used for ATM, QRIS, Bill Payment, and loan systems
- Lead architectural decisions for scalability, reliability, and integration strategy
- Drive monitoring and observability implementation using ELK
- Ensure compliance with Bank Indonesia (ISO → JSON migration)
Assistant Manager IT
Bank Mega Tbk
04.2024 - 06.2025
- Managed backend development for treasury and integration systems
- Delivered platform improvements for system reliability and operational efficiency
- Coordinated system rollout and production readiness
Lead Backend Developer
Bank Mega Tbk
12.2022 - 04.2024
- Led backend development for payment and integration systems
- Implemented centralized logging and monitoring
- Designed backend services for high availability
Backend Developer
Bank Mega Tbk
11.2020 - 12.2022
- Developed backend systems for Payment Gateway and workflow automation
- Integrated external systems and built transaction processing services
Education
Bachelor of Electrical Engineering -
Telkom University
01-2020
Skills
Architecture: Microservices, Event-Driven, API Gateway, Distributed Systems
Accomplishments
- Eliminated third-party Payment Gateway (Brankas), reducing cost by ~IDR 4.2 billion
- Replaced legacy switching system (Wincor PCE) with in-house BPM platform, saving ~IDR 2 billion annually
- Built internal orchestration platform (BPM) improving development speed by ~50% across teams
- Designed high-concurrency voucher system handling 10K+ requests with zero overselling
- Implemented centralized monitoring (ELK) used by support and operations teams
Software
Timeline
Solution Architect
Bank Mega Tbk
06.2025 - Current
Assistant Manager IT
Bank Mega Tbk
04.2024 - 06.2025
Lead Backend Developer
Bank Mega Tbk
12.2022 - 04.2024
Backend Developer
Bank Mega Tbk
11.2020 - 12.2022
Bachelor of Electrical Engineering -
Telkom University