Muhammad Irfan Syam

Responsible for the daily operations of the bank branch, including managing staff, marketing, and customer service. also ensuring compliance with company regulations and achieving set performance targets.

Duties of Sub branch manager:
- Managing and supervising staff
- Developing and designing sales plans
- Ensuring compliance with regulations
- Reporting to the head office
- Achieving set targets
- Providing solutions to all conflicts and problems
- Conducting evaluations
- Leading the implementation of marketing activities at the branch office
- Ensuring that all company policies and procedures are implemented correctly
- Ensuring that customer service meets company standards

Responsible for the daily operations of the bank branch, including managing staff, marketing, and customer service. also ensuring compliance with company regulations and achieving set performance targets.

Duties of Sub branch manager:
- Managing and supervising staff
- Developing and designing sales plans
- Ensuring compliance with regulations
- Reporting to the head office
- Achieving set targets
- Providing solutions to all conflicts and problems
- Conducting evaluations
- Leading the implementation of marketing activities at the branch office
- Ensuring that all company policies and procedures are implemented correctly
- Ensuring that customer service meets company standards

Credit supervisors are tasked with managing and supervising the performance of credit analysts.

Credit supervisor duties:
- Arrange credit analyst work schedules
- Provide direction to credit analysts
- Evaluate credit analyst performance
- Maintain credit analyst discipline
- Solve daily problems
- Design short-term performance strategies
- Convey policies from managers to credit analysts
- Carry out field tasks directly
- Enforce applicable rules and job descriptions

evaluate the creditworthiness of individual and corporate prospective borrowers with limits of up to 1 billion rupiah. Consumer credit analysts are also tasked with managing credit risk.

Duties of a credit analyst:
- Verify credit application data
- Analyze financial statements of prospective borrowers
- Analyze the feasibility of prospective borrowers
- Analyze credit risk
- Provide recommendations for credit application decisions
- Monitor business development and payments of prospective debtors
- Manage credit portfolios

evaluate the creditworthiness of individual and corporate prospective borrowers with limits of up to 1 billion rupiah. Consumer credit analysts are also tasked with managing credit risk.

Duties of a credit analyst:
- Verify credit application data
- Analyze financial statements of prospective borrowers
- Analyze the feasibility of prospective borrowers
- Analyze credit risk
- Provide recommendations for credit application decisions
- Monitor business development and payments of prospective debtors
- Manage credit portfolios

evaluate the creditworthiness of individual prospective borrowers. Consumer credit analysts are also tasked with managing credit risk.

Duties of a credit analyst:
- Verify credit application data
- Analyze financial statements of prospective borrowers
- Analyze the creditworthiness of prospective borrowers
- Analyze credit risk
- Provide recommendations for credit application decisions
- Monitor business development and payments of prospective debtors
- Manage credit portfolios