Prayudhi Wijatmiko
Karanganyar
Summary
Dynamic in either Digital annd Micro Banking with expertise in team leadership and sales strategy implementation. Achieves high customer and shareholder satisfaction through effective relationship management and risk assessment. Delivers results by reviewing and approving loan applications, ensuring compliance and maximising business growth.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Supervisor Digital Micro Banking
Bank Multiarta Sentosa
Semarang, Jawa Tengah
06.2025 - Current
- Lead Financial Advisor team, achieving target disbursement, visit and validate customer lending from Depo WINGS customer database, retail and grosir.
- Maintain good relationship and partnership with all WINGS Depo supervisors, marketings, DCM, supporting staff
- Reviewed and approved loan and credit applications based on established criteria and risk management
Branch Manager
Carbay Services Indonesia (Oto.com)
Solo, Jawa Tengah
03.2023 - 05.2025
- Developed and implemented strategies to increase sales and profitability within the branch.
- Developed branch teams and agents to fulfill target sales achievement in disbursement.
- Build and maintain branch partnership with all Multifinances companies, agents, autommotive dealers around the coverage area
Kabag Kredit
BPR Harta Sarana
Ambarawa, Jawa Tengah
08.2020 - 08.2022
- Managed business teams in achieving target sales and make sure the process comply with the management's policy .
- Collaborated with BOD in setting company target, commitee credit, indentified issuess, analysed information and provided solutions to problems.
- As a chief of board commitee to prepare next new branch company, dealing with the rugulatory permit and analyse market potential.
Branch Sales Manager
Mandala Multi Finance
Karanganyar, Jawa Tengah
07.2018 - 07.2020
- Led branch sales team in developing and implementing strategies to achieve sales targets.
- Developed branch sales teams and building good relationship with all agents, dealers, and partners
- Delivered exceptional customer service, resolving complaints and enquiries, to maintain customer satisfaction and loyalty.
Area Manager
Bank Mayapada
Solo, Jawa Tengah
12.2015 - 06.2018
- Led branches in Yogyakarta Area and Magelang Area, to growth in profitable business
- Evaluated employee performance, identifying high potentials for leadership roles and succession planning.
- Conducted regular performance reviews with team members, setting clear objectives and addressing any areas for improvement.
- Analysed current strategies for strengths and weaknesses and adjusted approaches to maintain sales trajectory.
Branch Manager
Bank BTPN MUR
Solo, Jawa Tengah
09.2009 - 11.2015
- led branch teams achieving target sales and positif growth comply with the management policy.
- Liaised with senior management to align branch objectives with overall company goals.
- Reviewed reports, recommendations and requests from subordinate leadership.
- Reviewed and approved loan and credit applications based on established criteria and risk assessment.
Education
Bachelor - Pendidikan Bahasa Inggris
Universitas Sebelas Maret
Solo01-2004
Skills
- Team building
- Customer relationship management
- Risk assessment
- Project management
- Leadership
Languages
English
Upper Intermediate
B2
Certification
- Level 2 BSMR by BNSP
- 1st level Director Rural Bank by Certif
- Bank Strategy and Planning by VIP Development Center
- Bank Strategy and Planning by Competenza
- (TTT) Train The Trainer certified
Timeline
Supervisor Digital Micro Banking
Bank Multiarta Sentosa
06.2025 - Current
Branch Manager
Carbay Services Indonesia (Oto.com)
03.2023 - 05.2025
Kabag Kredit
BPR Harta Sarana
08.2020 - 08.2022
Branch Sales Manager
Mandala Multi Finance
07.2018 - 07.2020
Area Manager
Bank Mayapada
12.2015 - 06.2018
Branch Manager
Bank BTPN MUR
09.2009 - 11.2015
Bachelor - Pendidikan Bahasa Inggris
Universitas Sebelas Maret