RATNASARI LIOE

• Directed corporate financial strategies, investor relations, and capital raising initiatives to support organizational growth.
• Established internal controls and compliance protocols to safeguard assets and mitigate risks.
• Developed strategic financial plans to support company growth and achieve long-term objectives.
• Analyzed operational issues and implemented corrective action to maximize profits.
• Managed risk effectively through comprehensive insurance coverage review and implementation of robust internal controls.
• Collaborated with executive leadership to establish budgetary guidelines and allocate resources efficiently across the organization.
• Oversaw budgets, payroll, and accounts payable and receivable.
• Prepared accurate financial statements at end of quarter to summarize financial health and business performance.
• Increased cash flow by optimizing working capital management and reducing outstanding receivables.
• Championed effective communication between finance personnel and other departments to facilitate cross-functional collaboration on projects and initiatives.
• Tracked cash flow and financial planning to analyze company's financial strengths and weaknesses and propose strategic directions.
• Established strong relationships with external stakeholders, including investors, analysts, and regulatory agencies to promote transparency and build trust in the organization''s financial management.
• Ensured accurate financial reporting, maintaining compliance with GAAP, SEC regulations, and internal policies.
• Implemented tax planning strategies that minimized liabilities while ensuring full compliance with local, state, and federal laws.
• Oversaw deployment of strategic business plans to accomplish accounting, compliance, and revenue targets.
• Negotiated favorable credit terms with banks for increased borrowing capacity and reduced interest expenses.
• Enhanced profitability with cost reduction initiatives, such as renegotiation of supplier contracts and process improvements.
• Managed complex capital projects from inception through execution, ensuring timely completion within budget constraints and delivering expected returns on investment.
• Spearheaded due diligence efforts for potential partnerships or joint ventures, securing mutually beneficial arrangements that supported company growth objectives.
• Collaborated with legal, accounting and other professional teams to review and maintain compliance with regulations.
• Maintained P&L and shouldered corporate fiscal responsibility.
• Monitored key business risks and established risk management procedures.
• Devised and presented business plans and forecasts to board of directors.
• Analyzed industry trends and tracked competitor activities to inform decision making.
• Directed technological improvements, reducing waste and business bottlenecks.
• Represented organization at industry conferences and events.
• Founded performance- and merit-based evaluation system to assess staff performance.
• Created succession plans to provide continuity of operations during leadership transitions.
• Led cross-functional teams to implement cost-reduction strategies across departments.
• Analyzed market trends to inform strategic decision-making and enhance competitive positioning.
• Collaborated with executive leadership to align financial strategies with corporate goals.
• Assisted with recruiting, interviewing, and hiring new department employees.
• Mentored junior finance team members, fostering a culture of continuous learning and professional development within the department.
• Successfully managed multiple audits, ensuring accurate financial information was presented to external parties without discrepancies or delays.
• Improved financial performance through thorough analysis of company expenditures and revenues.
• Verified compliance of financial policies and accounting procedures against federal regulations.
• Reduced financial risk with comprehensive credit management strategies, strengthening the company''s financial position.
• Implemented internal controls for enhanced compliance with regulatory requirements and reduced errors in reporting.
• Enhanced stakeholder communication by producing clear, concise, and timely financial reports that supported informed decisionmaking.
• Prepared monthly reconciliation of bank accounts and took corrective actions on deviations.
• Analyzed financial statements against forecasts to prepare high-level variance analysis.
• Reduced process discrepancies through measured implementation of performance reporting and data systems.
• Directed financial strategy and resource allocation to optimize company profitability.
• Oversaw budgeting processes, ensuring alignment with corporate objectives and growth targets.
• Cultivated relationships with stakeholders, enhancing transparency and communication on financial matters.
• Streamlined reporting procedures, improving efficiency and accuracy of financial statements.
• Directed budget development, budgetary controls and recordkeeping to make informed financial decisions.
• Fostered a culture of continuous improvement within the finance team, encouraging professional development opportunities for staff members.
• Developed and oversaw yearly budgets and capital structure of company to determine best mix of debt, equity, and internal financing.
• Oversaw accounts payable and receivable to track income and expenditures, drive statutory compliance and provide quantitative financial information.
• Advised Board of Directors on strategic financial matters, providing insightful recommendations backed by thorough analysis.
• Streamlined financial processes by implementing new accounting software and automation techniques.
• Provided insightful financial analysis for mergers and acquisitions, resulting in successful transactions that added value to the organization''s portfolio.
• Managed financial, operational and human resources to optimize business performance.
• Established and maintained strong relationships with customers, vendors and strategic partners.
• Oversaw business-wide changes to modernize procedures and organization.
• Communicated business performance, forecasts and strategies to investors and shareholders.
• Initiated strategy to drive company growth and increase market share and profitability.
• Formulated and executed strategic initiatives to improve product offerings.
• Cultivated company-wide culture of innovation and collaboration.
• Developed innovative sales and marketing strategies to facilitate business expansion.
• Oversaw divisional marketing, advertising and new product development.
• Directed financial planning and analysis to support strategic business initiatives.
• Developed comprehensive financial models to evaluate investment opportunities and risks.
• Established key performance indicators to monitor financial health and operational efficiency.
• Mentored finance staff, fostering skills in financial analysis and reporting best practices.
• Facilitated process improvements by automating manual tasks, increasing efficiency within the finance function.
• Streamlined financial processes by implementing efficient budgeting and forecasting systems.
• Established strong relationships with banking partners to facilitate access to essential funding channels.
• Managed company cash flow by monitoring daily transactions and optimizing working capital.
• Contributed to long-term planning discussions by providing insightful analysis on industry trends and competitor performance.
• Introduced software tools and process improvements to mitigate loss and drive operational growth.
• Spearheaded the implementation of new accounting software solutions, improving data accuracy and streamlining operations across departments.
• Enhanced internal control systems and procedures to mitigate risk and support opportunities.
• Guided finance team during annual audits, resulting in consistently clean audit reports.
• Enhanced investor relations with detailed quarterly reports and presentations, highlighting progress and future opportunities.
• Bolstered company's cash flow with rigorous management of accounts receivable and payable.
• Ensured compliance with regulatory requirements and financial reporting standards, maintaining company's reputation and integrity.
• Developed financial contingency plan that minimized disruptions during unforeseen economic downturns.
• Drove profitability improvements by analyzing product line revenues and adjusting strategies accordingly.
• Increased financial transparency across all departments through implementation of new, comprehensive budget tracking system.
• Led strategic financial planning sessions that aligned with company goals, ensuring cohesive approach to growth.
• Negotiated with banks and financial institutions to secure favorable financing options for new initiatives.
• Implemented cutting-edge financial software, significantly reducing manual errors and increasing efficiency.
• Streamlined financial reporting processes, significantly enhancing accuracy and timeliness of monthly and annual reports.
• Fostered culture of continuous improvement within finance department, encouraging professional development and innovation.
• Developed strategic plans for day-to-day financial operations.
• Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
• Played pivotal role in acquisition process, conducting due diligence and financial analysis that led to successful integrations.
• Utilized financial software to prepare consolidated financial statements.
• Established internal audit procedures to validate and improve accuracy of financial reporting.
• Prepared internal and regulatory financial reports, balance sheets and income statements.
• Complied with established internal controls and policies.
• Designed and maintained financial models to identify and measure risks.
• Improved overall financial reporting by streamlining control processes and reporting structures.
• Performed banking, business administration and financial tasks to guarantee five-star service for clients.
• Created financial dashboards to provide insights into key performance indicators.
• Supported financial director with special projects and additional job duties.
• Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
• Created and managed financial models to evaluate corporate investments and acquisitions.
• Reviewed historical records, current operational data and forecasting information to identify and capitalize on system enhancement opportunities.
• Collaborated with C-level executives and stakeholders to develop long-term financial plans.
• Established and checked coding procedures, monitored reports and updated internal files.
• Coordinated with department heads to create realistic budgets that aligned with strategic goals, enhancing departmental accountability.
• Optimized capital structure by refinancing high-interest debt, reducing overall financial costs.
• Reduced operational costs by renegotiating key contracts with suppliers, focusing on more favorable terms.
• Championed adoption of sustainable business practices, resulting in cost savings and improved corporate social responsibility.
• Achieved significant tax savings by identifying and applying for relevant tax incentives and credits.
• Conducted thorough risk assessments on potential investments, safeguarding company from unwise financial decisions.
• Enhanced stakeholder confidence through transparent communication of financial strategies and outcomes.
• Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
• Evaluated and negotiated contracts to procure favorable financial terms.
• Analyzed business processes to identify cost savings and operational efficiencies.
• Conducted financial due diligence on potential investments and acquisitions.

• Managed financial operations, cash flow, and system implementations for property portfolios.
• Led strategic initiatives to enhance operational efficiency across multiple business units.
• Developed and implemented comprehensive business strategies aligned with organizational goals.
• Mentored senior management, fostering leadership skills and promoting professional development.
• Established key performance indicators to measure success and optimize resource allocation.
• Analyzed market trends to identify growth opportunities and inform strategic planning efforts.
• Cultivated relationships with stakeholders, enhancing collaboration and ensuring alignment on objectives.
• Spearheaded successful merger negotiations between two industry-leading companies, resulting in a unified entity with increased competitive advantage.
• Developed a strong executive team through focused recruitment, training, and mentorship initiatives.
• Fostered a culture of innovation and continuous improvement by regularly challenging existing business practices and encouraging out-of-the-box thinking.
• Achieved notable cost savings for the organization by renegotiating contracts with key suppliers.
• Strengthened internal controls through the development of robust regulatory compliance policies.
• BoldRevolutionized customer service experience with proactive issue resolution measures and personalized support offeringsbold.
• Improved employee engagement levels with the introduction of comprehensive professional development programs and performance-based incentives.
• Optimized supply chain management processes for increased cost savings and improved vendor relationships.
• Communicated ideas in both technical and business terms.
• Established successful partnerships with key industry players, strengthening the company''s market position and brand reputation.
• Interviewed, recruited and trained new onboarding candidates.
• Identified trends and assessed opportunities to improve processes and execution.
• Assisted in employee appraisals, promotions and terminations based on performance reviews.
• Prepared annual data to determine metrics for operational performance.
• Implemented financial forecasting models to enhance decision-making and risk assessment.
• Led cross-functional teams in analyzing financial performance, identifying improvement opportunities.
• Established internal controls and compliance protocols to safeguard assets and mitigate risks.
• Analyzed operational issues and implemented corrective action to maximize profits.
• Developed strategic financial plans to support company growth and achieve long-term objectives.
• Directed budget development, creation of budgetary controls and recordkeeping systems and investment management.
• Conducted detailed analysis of company financial information and oversaw preparation of related reports.
• Collaborated with executive leadership to establish budgetary guidelines and allocate resources efficiently across the organization.
• Oversaw budgets, payroll, and accounts payable and receivable.
• Oversaw the successful completion of external audits, addressing any recommendations promptly to ensure smooth operations.
• Increased cash flow by optimizing working capital management and reducing outstanding receivables.
• Championed effective communication between finance personnel and other departments to facilitate cross-functional collaboration on projects and initiatives.
• Implemented tax planning strategies that minimized liabilities while ensuring full compliance with local, state, and federal laws.
• Negotiated favorable credit terms with banks for increased borrowing capacity and reduced interest expenses.
• Completed in-depth analyses of risks to control company profile, enhance systems, and track legal concerns.
• Established strong relationships with external stakeholders, including investors, analysts, and regulatory agencies to promote transparency and build trust in the organization''s financial management.
• Managed complex capital projects from inception through execution, ensuring timely completion within budget constraints and delivering expected returns on investment.
• Monitored key business risks and established risk management procedures.
• Devised and presented business plans and forecasts to board of directors.
• Analyzed industry trends and tracked competitor activities to inform decision making.
• Represented organization at industry conferences and events.
• Founded performance- and merit-based evaluation system to assess staff performance.
• Created succession plans to provide continuity of operations during leadership transitions.
• Collaborated with executive leadership to align financial strategies with corporate goals.
• Analyzed market trends to inform strategic decision-making and enhance competitive positioning.
• Successfully managed multiple audits, ensuring accurate financial information was presented to external parties without discrepancies or delays.
• Mentored junior finance team members, fostering a culture of continuous learning and professional development within the department.
• Improved financial performance through thorough analysis of company expenditures and revenues.
• Verified compliance of financial policies and accounting procedures against federal regulations.
• Led successful negotiations on financing terms, resulting in lower interest rates and improved cash flow for the organization.
• Implemented internal controls for enhanced compliance with regulatory requirements and reduced errors in reporting.
• Enhanced stakeholder communication by producing clear, concise, and timely financial reports that supported informed decisionmaking.
• Analyzed financial statements against forecasts to prepare high-level variance analysis.
• Reduced process discrepancies through measured implementation of performance reporting and data systems.
• Reduced operational costs by renegotiating key contracts with suppliers, focusing on more favorable terms.
• Championed adoption of sustainable business practices, resulting in cost savings and improved corporate social responsibility.
• Conducted thorough risk assessments on potential investments, safeguarding company from unwise financial decisions.
• Enhanced stakeholder confidence through transparent communication of financial strategies and outcomes.
• Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
• Analyzed business processes to identify cost savings and operational efficiencies.
• Conducted financial due diligence on potential investments and acquisitions.
• Directed financial strategy and resource allocation to optimize company profitability.
• Oversaw budgeting processes, ensuring alignment with corporate objectives and growth targets.
• Directed budget development, budgetary controls and recordkeeping to make informed financial decisions.
• Fostered a culture of continuous improvement within the finance team, encouraging professional development opportunities for staff members.
• Oversaw accounts payable and receivable to track income and expenditures, drive statutory compliance and provide quantitative financial information.
• Advised Board of Directors on strategic financial matters, providing insightful recommendations backed by thorough analysis.
• Streamlined financial processes by implementing new accounting software and automation techniques.
• Managed financial, operational and human resources to optimize business performance.
• Established and maintained strong relationships with customers, vendors and strategic partners.
• Oversaw business-wide changes to modernize procedures and organization.
• Initiated strategy to drive company growth and increase market share and profitability.
• Formulated and executed strategic initiatives to improve product offerings.
• Cultivated company-wide culture of innovation and collaboration.
• Developed innovative sales and marketing strategies to facilitate business expansion.
• Developed comprehensive financial models to evaluate investment opportunities and risks.
• Directed financial planning and analysis to support strategic business initiatives.
• Established key performance indicators to monitor financial health and operational efficiency.
• Mentored finance staff, fostering skills in financial analysis and reporting best practices.
• Streamlined financial processes by implementing efficient budgeting and forecasting systems.
• Established strong relationships with banking partners to facilitate access to essential funding channels.
• Managed company cash flow by monitoring daily transactions and optimizing working capital.
• Spearheaded the implementation of new accounting software solutions, improving data accuracy and streamlining operations across departments.
• Introduced software tools and process improvements to mitigate loss and drive operational growth.
• Enhanced internal control systems and procedures to mitigate risk and support opportunities.
• Guided finance team during annual audits, resulting in consistently clean audit reports.
• Enhanced investor relations with detailed quarterly reports and presentations, highlighting progress and future opportunities.
• Bolstered company's cash flow with rigorous management of accounts receivable and payable.
• Ensured compliance with regulatory requirements and financial reporting standards, maintaining company's reputation and integrity.
• Developed financial contingency plan that minimized disruptions during unforeseen economic downturns.
• Drove profitability improvements by analyzing product line revenues and adjusting strategies accordingly.
• Increased financial transparency across all departments through implementation of new, comprehensive budget tracking system.
• Negotiated with banks and financial institutions to secure favorable financing options for new initiatives.
• Led strategic financial planning sessions that aligned with company goals, ensuring cohesive approach to growth.
• Implemented cutting-edge financial software, significantly reducing manual errors and increasing efficiency.
• Streamlined financial reporting processes, significantly enhancing accuracy and timeliness of monthly and annual reports.
• Fostered culture of continuous improvement within finance department, encouraging professional development and innovation.
• Developed strategic plans for day-to-day financial operations.
• Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
• Played pivotal role in acquisition process, conducting due diligence and financial analysis that led to successful integrations.
• Utilized financial software to prepare consolidated financial statements.
• Established internal audit procedures to validate and improve accuracy of financial reporting.
• Prepared internal and regulatory financial reports, balance sheets and income statements.
• Complied with established internal controls and policies.
• Designed and maintained financial models to identify and measure risks.
• Improved overall financial reporting by streamlining control processes and reporting structures.
• Performed banking, business administration and financial tasks to guarantee five-star service for clients.
• Created financial dashboards to provide insights into key performance indicators.
• Supported financial director with special projects and additional job duties.
• Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
• Created and managed financial models to evaluate corporate investments and acquisitions.
• Reviewed historical records, current operational data and forecasting information to identify and capitalize on system enhancement opportunities.
• Collaborated with C-level executives and stakeholders to develop long-term financial plans.
• Established and checked coding procedures, monitored reports and updated internal files.
• Directed organizational change management efforts, facilitating smooth transitions during restructuring processes.
• Enhanced company productivity by implementing efficient project management strategies and streamlining business processes.
• Drove digital transformation efforts within the organization, streamlining operations and enhancing overall efficiency levels.
• Developed strong working relationships with executive and functional sponsors.
• Reduced operational costs by optimizing resource allocation and introducing cost-effective solutions across various departments.
• Led systems management from application development leadership perspective.
• Cultivated a high-performance organizational culture through strategic alignment of goals, transparent communication channels, and consistent reinforcement of core values.
• Reviewed employee concerns and new opportunities to drive business strategies.
• Implemented innovative product development strategies that drove significant improvements in customer satisfaction ratings.
• Assessed and analyzed departmental budgets to find ways to minimize expenses and optimize profits.
• Trained and guided team members to maintain high productivity and performance metrics.
• Handled problematic customers and clients to assist lower-level employees and maintain excellent customer service.
• Recruited, hired, and trained initial personnel, working to establish key internal functions and outline scope of positions for new organization.
• Tracked employee attendance and punctuality, addressing repeat problems quickly to prevent long-term habits.
• Monitored daily cash discrepancies, inventory shrinkage and drive-off.
• Implemented business strategies, increasing revenue, and effectively targeting new markets.
• Identified and qualified customer needs and negotiated and closed profitable projects with high success rate.
• Reduced financial inconsistencies while assessing and verifying billing invoices and expense reports.
• Updated and resolved incidents and managed accessorial charges objectively while maximizing profit.
• Implemented innovative programs to increase employee loyalty and reduce turnover.
• Reduced operational risks while organizing data to forecast performance trends.
• Raised property accuracy and accountability by creating new automated tracking method.
• Directed financial planning and analysis to support organizational growth and investment strategies.
• Led cross-functional teams in executing financial initiatives, driving strategic decision-making processes.
• Developed risk management frameworks to identify and mitigate potential financial threats.
• Streamlined reporting processes, improving accuracy and timeliness of financial information delivery.
• Oversaw annual audit process, ensuring accurate representation of financial position in accordance with GAAP standards.
• Managed debt financing activities, negotiating favorable terms to minimize borrowing costs.
• Strengthened communication between finance department and other business units, fostering an environment of collaboration across the organization.
• Spearheaded merger and acquisition activities, successfully integrating acquired companies into existing financial structures.
• Provided senior management with strategic financial insights for informed decisionmaking.
• Reduced overhead costs by identifying inefficiencies and implementing cost-saving measures.
• Streamlined vendor payment processes, improving relationships while reducing processing time and errors.
• Implemented a robust budget variance analysis process to identify discrepancies early on and improve future planning initiatives.
• Managed budgeting process, ensuring accurate forecasting and timely adjustments to meet business needs.
• Optimized cash flow management through efficient working capital strategies and investment decisions.
• Ensured compliance with all regulatory requirements by staying abreast of industry changes and updating policies accordingly.
• Evaluated and negotiated contracts to procure favorable financial terms.

• Financial Planning and Strategy, Managing Profitability, Strategic Planning, Developed a strategic vision for financial planning and growth., Quality Management, Promoting Process Improvement, Forecasting, Corporate Finance, Developing Budgets, Utilized financial skills to support decision-making in budgeting processes., Dealing with Complexity.
• Updated financial policies and procedures to strengthen internal controls over accounting and management systems.
• Prepared and interpreted reports, budgets, accounts, and financial statements to support senior management decision-making.
• Managed accounts payable and receivables, raising invoices, reconciling accounts and processing cash transactions.
• Evaluated financial strengths and weaknesses of company strategy to inform strategic direction.

• Accountable for the administrative, financial, and risk management operations of the company, to include the development of a financial and operational strategy, metrics tied to that strategy, and the ongoing development and monitoring of control systems designed to preserve company assets and report accurate financial.
• Develops finance organizational strategies by contributing financial and accounting information, analysis, and recommendations to strategic thinking and direction; establishing functional objectives in line with organizational objectives.
• Develops financial strategies by forecasting capital, facilities developing action plans.
• Developed financial strategies by forecasting capital needs and creating actionable plans.
• Reports financial status by developing forecasts; reporting results; analyzing variances; developing improvements.
• Maximized returns on invested funds through strategic identification of investment opportunities.
• Develops organization prospects by studying economic trends and revenue opportunities; projecting acquisition and expansion prospects; analyzing organization operations; identifying opportunities for improvement, systems enhancement; accumulating capital to fund expansion.
• Completed finance and organization mission by executing related tasks.

• Directed finance and accounting operations, including reporting, internal controls, taxation, and general administration for overall efficiency.
• Handled the reporting process to ensure completeness and timeliness for monthly, quarterly, and yearly financial closings and reports.
• Managed management accounting, performance analysis, forecasting, and budgeting processes for the company.
• Ensure that all staff engaged in finance or tax/ accounting rules or perform relevant functions are appropriate, understand relevant processes and procedures and continue to perform at required standards.
• Trained and guided staff engaged in finance and tax/accounting functions to ensure compliance with processes and procedures.
• Managed budgeting processes and cost control measures to optimize financial performance.
• Managed cash flow to ensure sufficient funds for daily operational expenses.
• Implementing proper accounting system and procedure to the company (SAP System)

• Coordinated, analyzed, and reviewed financial reports for management group and board of directors.
• Perform, analyze & Control the cash flow management, budgeting, and expenses.
• Managing and organizing the full set of finance & accounting divisions.(Financial Report / GL, Account Receivable, Account Payable, Tax, Inventory, and Costing sub-divisions)
• Perform and analyze forecast / actual cash flow
• Work with and support the senior management team in setting organizational strategy
• Determine Financial and Operational plans to establish shorter range forecasts to gauge expected performance against plan
• Managed payroll distribution, including calculations for tax income, Jamsostek contributions, and other tax-related deductions.
• Ensure that all staff engaged in finance or accounting rules or perform relevant functions are appropriate, understand relevant processes and procedures and continue to perform at required standards.
• Implementing proper accounting system and procedure to company (SAP System)
• Manage the payroll distribution to the employee, including calculating the tax income, Jamsostek contribution, and other tax related deduction needed.
• Liaise and maintain relationship with external auditor, tax office, bank, etc
• Ensured finance and accounting staff understood processes and maintained performance standards.

• Coordinated, analyzed, and reviewed financial reports for BOD
• Perform, analyze & Control the cash flow management, budgeting, and expenses.
• Perform and analyze forecast / actual cash flow
• Performed, analyzed, and controlled cash flow management, budgeting, and expenses
• Implemented accounting system and procedures for the company, enhancing financial accuracy.

• Prepare and analyze Cash flow projection, budgeting
• Created financial reports and conducted analysis to provide insights.
• Coordinated and controlled daily financial transactions to ensure accuracy and compliance
• To coordinate and control sales administration and customer accounts payable.
• To coordinate and control sales administration and customer account payable.
• To coordinate and control purchase administration and supplier payable.
• To maintain and control fixed asset
• To coordinate and control voucher verification.
• Prepare SOP Finance & Accounting
• Managed payroll processing for all departments to ensure timely payments.s
• To build up the finance & accounting system to run well.
• Handling Taxation issues mainly Income tax examination, Tax Article 29, 21,23, 26, VAT.

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