Rizky Budi Kristianto

• Collaborated closely with other division heads to develop integrated strategies that leveraged the strengths of each team for overall organizational success.
• Increased productivity by identifying areas of inefficiency and implementing targeted solutions for improvement.
• Established strong working relationships with stakeholders to maximize collaboration and achieve division objectives.
• Mentored junior staff, fostering professional growth and development across the division.
• Developed strategic plans to drive business growth and improve overall performance.
• Ensured compliance with industry regulations and company policies, maintaining high standards of ethical conduct in all operations.
• Led cross-functional teams for successful project completion within set deadlines.
• Managed budgets effectively, ensuring optimal resource allocation for division projects and goals.
• Communicated and collaborated with stakeholders to achieve division objectives.

· Overseeing the implementation of business development strategies to heighten company profitability.

· Leading a team of business development and sales professionals.

· Identifying business opportunities to pursue and creating business proposals

· Identifying opportunities for business growth and creating marketing strategies based on those opportunities in order to meet and exceed revenue goals.

• Served as a key liaison between the risk management department and external auditors, providing assurance that internal controls were effective in mitigating identified risks.
• Delivered impactful training sessions on risk management best practices to enhance staff knowledge and skills in identifying, assessing, and mitigating business risks.
• Enhanced the effectiveness of risk management efforts by collaborating with cross-functional teams to ensure comprehensive coverage of all risk factors.
• I was appointed as the person in charge to developed formation of 3 units as a synergistic foundation for the establishment of a good consumer loans system at Mayestik main Branch. Giving consumer loan recommendation based on customer application, maintaining low growth of NPL, supervising credit administration and supervising collection to consumer loan

• Delivered services to customer locations within specific timeframes.
• Demonstrated respect, friendliness and willingness to help wherever needed.
• Developed and maintained courteous and effective working relationships.
• Identified issues, analyzed information and provided solutions to problems.
• Ensuring all banking transactions in sub branch running well, giving the standard of service for both individual and corporate customers, achieving the target of business and services, maintaining the relationship between company and customers, and managing staffs to improve their skill and works.

• Collaborated with cross-functional teams to develop new banking products and services.
• Consistently exceeded sales targets by identifying potential sales opportunities and cultivating strong client relationships.
• Provided exceptional customer service, resulting in a high retention rate among existing clients.
• Worked closely with colleagues in other departments to ensure seamless delivery of integrated financial solutions for Institutional customers.

• Acted as a mentor for new Personal Banking Officers, sharing best practices and insights gleaned from years of experience in the industry.
• Contributed to the development of marketing collateral designed specifically for use in client-facing interactions, resulting in more engaging and persuasive messaging.
• Maintained compliance with banking regulations through diligent record-keeping and reporting practices.
• Provided expert financial advice to clients, helping them achieve their personal financial goals.
• Maintaining relationship to individual and corporate customers, achieving target of fund and banking products, and making events as a loyalty program to institutional payroll customers