Summary
Overview
Work History
Education
Skills
Certification
Awards
Timeline
Generic

Sibli Assidiqi

Credit Risk Analyst
Kuningan

Summary

Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths.

Overview

7
7
years of professional experience
4
4
Certifications
3
3
Languages

Work History

Credit Risk Analyst

PT Bank Rakyat Indonesia (Persero) Tbk
07.2025 - Current
  • Implemented credit-risk mitigation measures to support sustainable portfolio growth.
  • Led risk assessment and recommendations for two loan renewal decisions totaling IDR 15.6 billion in exposure.
  • Led the risk assessment and recommendation for a loan restructuring decision totaling IDR 17 billion in exposure.

SME Relationship Manager

PT Bank Rakyat Indonesia (Persero) Tbk
07.2024 - 06.2025
  • Managed relationships with 31 existing clients.
  • Expanded the loan portfolio by approximately IDR 12 billion.
  • Acquired 8 new loan clients.

Trainee

BRILiaN Future Leader Program Batch 8 Trainee
08.2023 - 06.2024
  • Pursuing structured professional development to deepen expertise in banking business and operations.
  • Undertaking focused skills training and on-the-job rotation at a BRI branch.
  • Building practical proficiency in core workflows: customer onboarding, teller/back-office operations, loan origination and servicing, and branch controls.
  • Delivering front-line customer service aligned with BRI standards while supporting daily branch operations.
  • Applying risk, compliance, and internal-control principles in routine process execution.
  • Leveraging a blend of structured learning and hands-on practice to contribute meaningful value to BRI.

Research Intern

Griin.id
06.2021 - 07.2021
  • Investigated issues related to the distribution of vegetables and a better remodel of vegetable packaging

Physiology Postharvest Laboratory Assistant

Institut Teknologi Bandung
01.2021 - 06.2021
  • - Guided or instructed and trained the practitioner
  • - Checked the results of the practitioner's work during practicum courses Postharvest Physiology 2021 with eight modules/materials for one semester, mainly focusing on agricultural products.

Physics Laboratory Assistant

Institut Teknologi Bandung
01.2019 - 06.2019
  • - Guided or instructed and trained the practitioner
  • - Checked the results of the practitioner's work in basic physics practicum in the "Tahap Persiapan Bersama(TPB)" ITB Cirebon

Education

Bachelor of Engineering - BE - Postharvest Technology

Institut Teknologi Bandung
Bandung, Indonesia
10.2022

Skills

Data Analytics

Certification

The Materiality of ESG Factors

Awards

Presenter in SEMIRATA 2022 on the 5th International Conference and Technology (ICST) in conjunction with the 6th International Seminar on Sciences (ISS) and the 13th International Fundamental Science Congress (IFSC)

Timeline

Credit Risk Analyst

PT Bank Rakyat Indonesia (Persero) Tbk
07.2025 - Current

SME Relationship Manager

PT Bank Rakyat Indonesia (Persero) Tbk
07.2024 - 06.2025

Trainee

BRILiaN Future Leader Program Batch 8 Trainee
08.2023 - 06.2024

Research Intern

Griin.id
06.2021 - 07.2021

Physiology Postharvest Laboratory Assistant

Institut Teknologi Bandung
01.2021 - 06.2021

Physics Laboratory Assistant

Institut Teknologi Bandung
01.2019 - 06.2019

Bachelor of Engineering - BE - Postharvest Technology

Institut Teknologi Bandung

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Sibli AssidiqiCredit Risk Analyst