Summary
Overview
Work History
Education
Skills
Timeline
Hi, I’m

Sudartono Sursetya Wiyono

Departement Head Credit Risk Analyst - PT Bank Rakyat Indonesia (Persero) Tbk.
Perumahan Matahari Regency Blok B1 No. 7 Kel / Kec Baleendah,JB
Sudartono Sursetya Wiyono

Summary

Dynamic credit risk analyst with extensive experience at PT Bank Rakyat Indonesia, specializing in corporate finance analysis and operational strategy. Proven track record in enhancing workflow efficiency and fostering talent through effective training. Expert in the palm oil industry, driving economic growth while ensuring compliance and minimizing risks.

Overview

19
years of professional experience

Work History

PT Bank Rakyat Indonesia (Persero) Tbk.

Department Head Credit Risk Analyst
11.2024 - Current

Job overview

  • Providing Decisions for Credit applications above 5 Billions Rupiah to 25 Billions Rupiah.
  • Managing risk assessments based on credit term sheet recommendations in the credit risk analysis document for Commercial segments in the North Sumatera Province.
  • Monitoring the performance of debtors’ portfolios.
  • Managing Region's Credit Committee Meeting including Board of Director's Credit Committee Meeting if necessary.
  • Managing an internal watchlist for Commercial segments as an Early Warning System (EWS).
  • Led department operations, ensuring alignment with organizational goals and effective resource allocation.
  • Developed and implemented departmental strategies that improved workflow efficiency and enhanced service delivery.
  • Coordinated staff schedules, optimizing coverage to meet varying departmental demands while maintaining high levels of service quality.
  • Oversaw compliance with regulatory standards, ensuring all operational practices adhered to industry guidelines and internal policies.
  • Conducted training sessions for new staff, enhancing their understanding of departmental procedures and fostering a collaborative work environment.

PT Bank Rakyat Indonesia (Persero) Tbk.

Risk Assesor - Wholesale CRA Division
09.2014 - 10.2024

Job overview

  • Launched Sufficient Credit for Palm Oil Industry and Bio-Energy Development & Revitalization of Plantation that boost the economy, poverty alleviation and employment.
  • Presented the loan package to the credit committee (board of directors).
  • Coordinated with the related divisions in BRI such as Agribusiness, International, Legal, Treasury, Credit Administration, and Risk Management to formulate the standard operation procedure of loan.

PT Bank Rakyat Indonesia (Persero) Tbk.

Account Officer
06.2006 - 05.2013

Job overview

  • Managed account portfolios by analyzing financial information, ensuring compliance with regulations, and maintaining detailed records of transactions.
  • Developed strong relationships with clients through regular communication, addressing inquiries and resolving issues to enhance customer satisfaction and retention.
  • Collaborated with cross-functional teams to streamline account opening processes, reducing onboarding time for new clients by implementing efficient documentation procedures.
  • Conducted thorough credit assessments and risk analyses, providing recommendations that informed lending decisions and minimized potential losses for the organization.

Education

Gadjah Mada University
Yogyakarta, Indonesia

Bachelor of Science from Forestry
04.2001

Lembaga Sertifikasi Profesional Perbankan
Jakarta, Indonesia

Sertifikasi Manajemen Risiko Level 5 from Qualification 5 Field of Banking Risk Management
04.2001

Indonesia Palm Oil Association
Bali, Indonesia

No Degree from Palm Oil Industry
04.2001

University Overview

Indonesian Palm Oil Conference 2024 And 2025 Price Outlook, 6-8 November 2024 | BICC, The Westin Resort Nusa Dua, Bali | Seizing Opportunities Amidst Global Uncertainty


The palm oil industry operates in an era of unprecedented global turbulence. Inflation continues to distort commodity markets, while geopolitical conflicts—from the India-Pakistan tensions to the Middle East crisis—disrupt trade flows and amplify price volatility. Further complicating the landscape, the potential return of Trump-era reciprocal tariffs threatens to reshape global trade alliances, creating new uncertainties for agricultural exports.

A defining moment approaches with the EU Deforestation Regulation (EUDR), set to take effect at the end of 2025. Already, its influence is reshaping industry strategies, compounding existing volatility fueled by sluggish economic growth and fluctuating production trends. In this fiercely competitive landscape, protective trade policies often distort markets, underscoring the need for balanced regulations that safeguard both sustainability and competitiveness.

In this high-stakes environment, IPOA present IPOC 2025—under the theme "Navigating Complexity, Driving Growth: Governance, Biofuel Policy, and Global Trade". This year's conference will dissect critical issues—from Indonesia’s regulatory framework to EUDR compliance—while delivering actionable insights on supply, demand, and price outlook.

Power Bisnis Intellegence
Jakarta, Indonesia

No Degree from Risk Data Analytics & Modeling
04.2001

PT Deloitte Consulting
Jakarta, Indonesia

No Degree from Financial Analysis Industri Palm Oil Up Stream
04.2001

Skills

Corporate finance analysis

Timeline

Department Head Credit Risk Analyst

PT Bank Rakyat Indonesia (Persero) Tbk.
11.2024 - Current

Risk Assesor - Wholesale CRA Division

PT Bank Rakyat Indonesia (Persero) Tbk.
09.2014 - 10.2024

Account Officer

PT Bank Rakyat Indonesia (Persero) Tbk.
06.2006 - 05.2013

Gadjah Mada University

Bachelor of Science from Forestry
04.2001

Lembaga Sertifikasi Profesional Perbankan

Sertifikasi Manajemen Risiko Level 5 from Qualification 5 Field of Banking Risk Management
04.2001

Indonesia Palm Oil Association

No Degree from Palm Oil Industry
04.2001

Power Bisnis Intellegence

No Degree from Risk Data Analytics & Modeling
04.2001

PT Deloitte Consulting

No Degree from Financial Analysis Industri Palm Oil Up Stream
04.2001
Sudartono Sursetya WiyonoDepartement Head Credit Risk Analyst - PT Bank Rakyat Indonesia (Persero) Tbk.