To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
6
6
years of professional experience
4
4
years of post-secondary education
2
2
Languages
Work History
Junior Credit Analyst
PT Bank Central Asia, Tbk
Bandung
03.2022 - Current
Made decisions and recommendations about extending lines of credit.
Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Conducted industry research to understand economic conditions impacting borrower ability to repay loans.
Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Collaborated with other teams to identify and mitigate risks impacting organization.
Analyzed credit scores to determine borrowers' creditworthiness.
Complied with internal controls and government regulations.
Negotiated payment plans and loan terms with delinquent customers.
Participated in loan committee meetings to provide input on lending processes.
Branch Internal Auditor
PT Bank Central Asia, Tbk
Bandung
03.2020 - 03.2022
Gained extensive knowledge in data entry, analysis and reporting.
Proved successful working within tight deadlines and a fast-paced environment.
Demonstrated respect, friendliness and willingness to help wherever needed.
Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
Identified and reported audit issues.
Documented recommendations to improve internal controls.
Strengthened communication skills through regular interactions with others.
Cashier
PT Tunas Rezeki Wahana
Jakarta
02.2017 - 06.2017
Welcomed customers and helped determine their needs.
Operated cash register for cash, check, and credit card transactions with excellent accuracy levels.
Restocked and organized merchandise in front lanes.
Worked flexible schedule and extra shifts to meet business needs.
Addressed customer needs and made product recommendations to increase sales.
Stocked, tagged and displayed merchandise as required.
Assisted customers with returns, refunds and resolving transaction issues.
Education
Bachelor of Accountancy - Accounting And Finance
Trisakti University
Bogor, Indonesia
07.2017 - 07.2021
Skills
Credit decisions
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Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
It is never too late to be what you might have been.