TONGAM FEBRI INDO AMBARITA
PROJECT MANAGEMENT OFFICER
DKI Jakarta,JK
Summary
Dedicated professional considered knowledgeable leader and problem solver. Brings 5 years of valuable expertise to forward company objectives in Banking Sector, with BNI, a State Owned-Enterprise Banking. I started my career as Relationship Manager (RM) in Small Business Banking Segment. In BNI on Small Business Banking Segment being RM has 2 roles (Credit Analyst, Business Analyst). I am part of BNI Digital Transformation as Project Management Officer (PMO) working with external parties as vendor, and stakeholders in BNI internal (up to 33 divisions). I am known as reliable liaison (English Speaking), competent with swift capacity to learn and adapt.
Overview
11
11
years of professional experience
5
5
years of post-secondary education
3
3
Certifications
3
3
Languages
Work History
Project Management Officer
PT Bank Negara Indonesia (BNI)
Jakarta , Jakarta
10.2023 - Current
- Part of BNI Digital Transformation with Corporate Development and Transformation Division, designing End-to-End Credit Tools, named Loan Management System Wholesale.
- Designing Term of Reference for Project Transformation, named as Loan Management System for Digitalize Credit Process.
- Liaison from BNI in procurement process to clearly communicate the scope, limitations, and expectations of each party involved. In this case with Deloitte, Boston Consulting Group (BCG), Moody’s Analytics, Fidelity Information Services (FIS). Using English communication skill.
- Representative from BNI to define Scope of Work with vendors.
- Helping to define and assess the Cost and Benefit of the Project.
- Monitoring all deliverables are of high quality and submitted on time, in accordance with BNI standards.
- Monitoring the development within timeline that been agreed on Scope of Work. Monitoring using JIRA.
- Collaborated with stakeholders (up to 33 divisions in BNI), including Relationship Managers, Credit Analysts, Risk, Operations and Compliance teams, to identify business process, business needs and system requirements align with BNI goals, regulations and compliance.
- Supporting internal team to plan, design and deliver daily project activities
- Contribute to make presentation decks for Board of Directors Meeting, Operating Committee meeting and daily meeting
Analyst
PT Bank Negara Indonesia (BNI)
JAKARTA
03.2022 - 10.2023
- Part of BNI Digital Transformation with Corporate Development and Transformation Division.
- Enhanced team collaboration by providing clear communication of complex findings through visualizations and reports.
- Collaborated with stakeholders (up to 33 divisions in BNI), including Relationship Managers, Credit Analysts, Risk, Operations and Compliance teams, to identify business process, business needs and system requirements align with regulations and compliance.
- Designing Term of Reference for Project Transformation, named as Loan Management System for Digitalize Credit Process.
Relationship Manager
PT. Bank Negara Indonesia (BNI)
03.2020 - 03.2022
- In Small Business Banking Segment in BNI, which means the amount a borrower is eligible to apply for based on their creditworthiness, financial stability, and the bank's lending policies are between 1 bill IDR to 15 billion IDR.
- Manage clients, total portfolio around 80-90 billion IDR.
- In 2019, I actively participated in Indonesia's National Economic Recovery (NER) program to support Small Medium Enterprises.
- Also handling Loan at Risk, decreased more than 60% from total portfolio of "Loan at Risk" on 2021.
- Enhanced customer satisfaction by promptly addressing concerns and providing expert guidance on loan products and services.
- Develop and maintain strong relationships with both new and existing clients, understanding their financial needs and long-term goals.
- Identify opportunities to expand the bank’s loan portfolio by cross-selling products such as business loans, mortgages, and lines of credit.
- Build a pipeline of potential clients through networking, referrals, and strategic marketing efforts.
- Develop and execute sales strategies to achieve loan growth targets, aiming to increase revenue and customer base
- Evaluate loan applications by analyzing financial data, such as income statements, balance sheets, and cash flow statements.
- Assess credit risk and analyzed financial statements
- Assess the risk associated with loan applications by calculating key financial ratios and reviewing credit histories.
- Define Client's Working Capital with financial analysis.
- Prepare detailed credit reports and recommendations for loan approval or rejection based on analysis
- Collaborated with cross-functional teams for efficient credit underwriting and approval processes.
Credit Analyst
PT Bank Negara Indonesia (BNI)
Serpong , West Java
10.2019 - 03.2020
- In Small Business Banking Segment in BNI, which means the amount a borrower is eligible to apply for based on their creditworthiness, financial stability, and the bank's lending policies are between 1 bill IDR to 15 billion IDR.
- Evaluate loan applications by analyzing financial data, such as income statements, balance sheets, and cash flow statements.
- Assess credit risk and analyzed financial statements
- Assess the risk associated with loan applications by calculating key financial ratios and reviewing credit histories.
- Define Client's Working Capital with financial analysis.
- Prepare detailed credit reports and recommendations for loan approval or rejection based on analysis
- Collaborated with cross-functional teams for efficient credit underwriting and approval processes.
Teacher
Self-employeed
Medan , North Sumatra
01.2014 - 01.2017
- Teaching Mathematic and English for Junior High School students
- Developed strong relationships with students, parents, and colleagues by maintaining open lines of communication and fostering a supportive learning environment.
- Maintained accurate records of student progress, attendance, and behavior to facilitate ongoing communication with parents about their child''s educational journey.
Education
Bachelor of Engineering - Industrial Engineering - Management
Universitas Sumatera Utara
Medan, North Sumatera 08.2013 - 10.2018
Skills
Relationship Management
Banking
Credit analysis (Business & Financial)
Accounting
Project Management
Agile Methodology
Meeting facilitation
Project tracking
Document Management
Stakeholder Communications
Fluent in English
Microsoft Office
Organization
Certification
PMP - Project Management Professional
Timeline
Project Management Officer
PT Bank Negara Indonesia (BNI)
10.2023 - Current
PMP - Project Management Professional
07-2023
IELTS
11-2022
Analyst
PT Bank Negara Indonesia (BNI)
03.2022 - 10.2023
GARP (Global Association of Risk Professionals)
09-2021
Relationship Manager
PT. Bank Negara Indonesia (BNI)
03.2020 - 03.2022
Credit Analyst
PT Bank Negara Indonesia (BNI)
10.2019 - 03.2020
Teacher
Self-employeed
01.2014 - 01.2017
Bachelor of Engineering - Industrial Engineering - Management
Universitas Sumatera Utara
08.2013 - 10.2018
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