Summary
Overview
Work History
Education
Skills
Timeline
Generic
Uday Kumar Jayanthi

Uday Kumar Jayanthi

Head of Credit Risk
Jakarta

Summary

Fintech Business Development Leader with over 9 years of experience in managing teams, external partnerships, driving growth and scaling revenues for companies across India and Indonesia

Overview

9
9
years of professional experience
5
5
years of post-secondary education
3
3
Languages

Work History

Head of Credit Risk

Agriaku
Jakarta
11.2023 - Current

- Responsible for Business, risk and operations charter of Agriaku Lending programs

- Set up Credit Risk Policies for lending program of Agriaku

- Ensure the onboarding numbers are as per plan

- Manage portfolio health and control DPD of portfolio

- Design SOPs for day to day functioning of Risk and Operations team

Fintech Strategy & Operations Manager

Ula
Jakarta
02.2022 - 10.2023
  • Responsible for new user acquisition and driving retention activities of Ula's retail partners
  • Worked on scaling the BNPL offering to retail partners of the company. Achieved 3X growth in monthly transacting users and 2X growth in NMV
  • Launched multiple revenue generating programs for the company and achieved a monthly revenue run-rate of IDR 200 Mio in 9 months
  • Worked with risk and collections teams to manage the overall portfolio health and highlight potential risks
  • Managed a team of 12 with 7 of them as direct reportees

Senior Manager - Business Development

Flipkart
Bangalore
05.2020 - 02.2022
  • Worked on launching the Credit offering for new business vertical - Flipkart Wholesale
  • Liaised with banking partners and internal teams to launch and manage the day to day operations of the credit program
  • Took over the Walmart India's retailer credit program post merger with Flipkart and scaled it 2.5X in 9 months
  • Ideated and launched new credit programs for Walmart India's buyers by working with fintech companies and banks
  • Built AOPs for leadership approvals and SOPs for day to day operations of managing the credit portfolio of Flipkart Wholesale
  • Managed a team of 2 individuals

Credit Sales Manager

Udaan
Bangalore
04.2019 - 05.2020
  • Worked on launching Seller credit programs for Udaan in South India
  • Built the team across multiple locations in South India during the launch
  • Scaled Udaan's seller credit portfolio in South India to monthly run-rate of 40Cr in 9 months
  • Worked with Credit department's leadership, risk managers, data team and collections team to drive the growth of credit portfolio across South India

Business Development Manager

Capital Float
Bangalore
09.2017 - 04.2019
  • Managed the company's credit offering to Seller's of Ecommerce giants like Amazon, Flipkart and Paytm
  • Worked with sales team, credit team to drive growth and was able to achieve 2X growth in AUM in 12 months
  • Was responsible for scouting and negotiating with potential partners for Paylater offerings of the company


Deputy General Manager

Suvidhaa Infoserve Pvt. Ltd.
Mumbai
04.2015 - 06.2017
  • Lead the cash collections services and mPOS offerings for the company
  • Drove the availability of network partners for accepting cash in rural belts of India for multiple banking and direct sales partners operating in India
  • Achieved 2X growth in monthly transaction volume for cash collection services in a span of 15 months
  • Worked on launching the mPOS offering for retailers in partnership for Banks and network partners
  • Was responsible for hiring the team and driving the monthly acquisition numbers for multiple cities across India


Education

MBA - Marketing

Narsee Monjee Institute of Management Studies
Mumbai
06.2013 - 03.2015

B.Tech - Nuclear Engineering

SRM College of Engineering
Chennai
08.2009 - 05.2013

Skills

    Team Management

undefined

Timeline

Head of Credit Risk

Agriaku
11.2023 - Current

Fintech Strategy & Operations Manager

Ula
02.2022 - 10.2023

Senior Manager - Business Development

Flipkart
05.2020 - 02.2022

Credit Sales Manager

Udaan
04.2019 - 05.2020

Business Development Manager

Capital Float
09.2017 - 04.2019

Deputy General Manager

Suvidhaa Infoserve Pvt. Ltd.
04.2015 - 06.2017

MBA - Marketing

Narsee Monjee Institute of Management Studies
06.2013 - 03.2015

B.Tech - Nuclear Engineering

SRM College of Engineering
08.2009 - 05.2013
Uday Kumar JayanthiHead of Credit Risk