Summary
Overview
Work History
Education
Skills
Timeline
Generic
Vira Shafira Karlengie

Vira Shafira Karlengie

Credit Analyst
Jakarta

Summary

Accomplished credit analyst with expertise in financial management and data analysis at PT Bank Mandiri (Persero) Tbk. Successfully mitigated risk in loan portfolios exceeding IDR 250 million. Proven leadership in project management and CRM, enhancing client satisfaction and operational efficiency. Collaborated with cross-functional teams to deliver strategic solutions, driving business growth and innovation.

Overview

5
5
years of professional experience

Work History

Manager - Credit Analyst

PT Bank Mandiri (Persero) Tbk
05.2024 - Current

Healthcare & FMCG Sector - Large Commercial Segment (Loan Portfolio segmentation > IDR 250 Million)

  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Made decisions and recommendations about extending lines of credit.
  • Participated in loan committee meetings to provide input on lending processes.
  • Monitored credit accounts routinely to identify and mitigate issues and prevent losses.

Assistant Manager - Credit Analyst

PT Bank Mandiri (Persero) Tbk
09.2022 - 04.2024

Healthcare & FMCG Sector - Large Commercial Segment (Loan Portfolio segmentation > IDR 250 Million)

Management Trainee

PT Bank Mandiri (Persero) Tbk
09.2021 - 08.2022
  • Gained knowledge of company policies, protocols and processes.
  • Strengthened leadership skills by overseeing projects and guiding team members towards successful outcomes.

Individual Consultant

Indonesia's Ministry of Public Works and Housing
01.2021 - 08.2021
  • Evaluated client needs and expectations, establishing clear goals for each consulting engagement.
  • Collaborated with cross-functional teams to successfully deliver comprehensive solutions for clients.

Education

S.M - Management

Brawijaya University
Malang, Indonesia
04.2001 -

Skills

Financial management

Project management

Marketing

Customer relationship management (CRM)

Documentation and reporting

Data analysis

Timeline

Manager - Credit Analyst

PT Bank Mandiri (Persero) Tbk
05.2024 - Current

Assistant Manager - Credit Analyst

PT Bank Mandiri (Persero) Tbk
09.2022 - 04.2024

Management Trainee

PT Bank Mandiri (Persero) Tbk
09.2021 - 08.2022

Individual Consultant

Indonesia's Ministry of Public Works and Housing
01.2021 - 08.2021

S.M - Management

Brawijaya University
04.2001 -
Vira Shafira KarlengieCredit Analyst