Summary
Overview
Work History
Education
Skills
Timeline
Generic
Widya Prasetianti U

Widya Prasetianti U

Commercial Analyst
Tebet

Summary

Commercial Analyst with a proven track record at TEZ Capital Group with strong experience in structuring, analyzing, and negotiating financing facilities for corporate and commercial clients. Skilled in credit risk assessment, financial analysis, and relationship management to support sound lending decisions and business growth.

Overview

7
7
years of professional experience

Work History

Commercial Analyst

PT TEZ Capital And Finance
11.2024 - Current
  • Structured, analyzed, presented, and negotiated commercial loans such as working capital and investment credit, including terms and conditions for prospect debtors.
  • Performed additional duties to support the goals and objectives of the teams, such as preparing periodic reports, monitoring debtors’ payment schedules, processing contract renewals for existing debtors, handling document administration, etc.
  • Provided insights for management to determine the most suitable terms and conditions based on the business and case of prospect debtors.
  • Increased revenue by identifying and analyzing market trends to improve commercial strategies.


Financing Analyst

PT TEZ Investama Asia
02.2022 - 10.2024
  • Structured, analyzed, presented, and negotiated financing plans including terms and conditions for prospect clients.
  • Provided reporting for forecast analysis and ad-hoc reporting in support of decision-making.
  • Evaluated customer needs and feedback to service improvements.
  • Improved financial forecasting, meticulously analyzing past and current financial data.
  • Conducted in-depth market analysis to identify trends, guiding strategy adjustments for competitive advantage.

Investment Officer

PT TEZ Visi Investama (formerly PT TEZ Ventura Indonesia)
09.2021 - 10.2024
  • Provided reporting for forecast analysis and ad-hoc reporting in support of decision-making.
  • Improved financial forecasting, meticulously analyzing past and current financial data.
  • Conducted due diligence on potential investments and presented findings to investors.
  • Generated comprehensive reports on portfolio performance.
  • Collaborated with cross-functional teams/company to evaluate new opportunities.

Accounting Intern

PT TEZ Visi Investama (formerly PT TEZ Ventura Indonesia)
06.2021 - 09.2021

Accounting Intern

Central Bank of Indonesia
02.2019 - 04.2019

Education

Bachelor of Science - Accounting

Perbanas Institute
South Jakarta
04.2001 -

Associate of Science - Taxation

Trisakti University
West Jakarta
04.2001 -

Skills

Profitability analysis

Risk mitigation

Performance analysis

Performance evaluation

Quantitative analysis

Risk assessment

Negotiation

Financial analysis

Cost analysis

Analytical skills

Credit analysis

Financial reporting

Timeline

Commercial Analyst

PT TEZ Capital And Finance
11.2024 - Current

Financing Analyst

PT TEZ Investama Asia
02.2022 - 10.2024

Investment Officer

PT TEZ Visi Investama (formerly PT TEZ Ventura Indonesia)
09.2021 - 10.2024

Accounting Intern

PT TEZ Visi Investama (formerly PT TEZ Ventura Indonesia)
06.2021 - 09.2021

Accounting Intern

Central Bank of Indonesia
02.2019 - 04.2019

Bachelor of Science - Accounting

Perbanas Institute
04.2001 -

Associate of Science - Taxation

Trisakti University
04.2001 -

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Widya Prasetianti UCommercial Analyst