Wisnu Aryasena

Key responsibilities

• Lead commercial growth and partnership strategy, negotiating multi-bank corridors, custody arrangements, and liquidity provider agreements that expanded cross-border settlement capacity by 40%..
• Stewarded regulatory licenses across key jurisdictions (OJK, VARA, CASP, VASP, MSB) while embedding compliance rigor into partner onboarding
• Built and led institutional onboarding programs integrating legal, compliance, and technical due diligence, cutting onboarding turnaround time by 35%.
• Developed joint venture and liquidity-sharing frameworks to enhance trading depth and market access, securing multiple Tier-1 counterparties.

Deep-dive bullets for global licensing

• Poland CASP (MiCA) — Led MiCA readiness for the acquired Poland VASP, driving compliance and partnership integration. Delivered remediation across conduct, prudential, and consumer protection areas, and coordinated technical annexes (AML, transaction monitoring, cyber resilience, BCP) with EU regulators to support compliant growth.
• El Salvador CASP/VASP — Operationalized local compliance for VASP and Bitcoin Operator licensing, tailoring AML/CFT controls and travel-rule enforcement. Built merchant convertibility and reporting frameworks to maintain regulatory alignment and strengthen banking and partnership channels.
• MSB / US licensing — compliance oversight: led FinCEN MSB registration and multi-state money transmitter licensing initiatives where applicable; managed state-specific compliance manuals, surety bond and net worth requirements, solvency reporting, and programmatic remediation to align with state exam readiness.

Representative accomplishments

• Expanded global banking footprint through partnerships with leading institutions and custodians, driving 50% growth in transaction volume.
• Secured new liquidity arrangements improving order book resilience and reducing spread volatility by 20%.
• Reduced regulatory inquiry turnaround from weeks to days by standardizing compliance evidence and executive briefing packs.

Licensing portfolio — Strategic and Jurisdictional

• Indonesia — PFAK (BAPPEBTI) then OJK (PAKD) transition: Secured BAPPEBTI PFAK licensing through full regulatory readiness across capital, governance, AML, and IT controls, then led the smooth transition to OJK’s PAKD framework, aligning governance, reporting, and custody standards with the new supervisory regime.
• Dubai / VARA — formation & VARA authorization (exchange & proprietary licenses): Spearheaded the Dubai entity and led end-to-end VARA licensing for Exchange and Proprietary Trading authorizations. Delivered regulator-grade documentation covering governance, capital, AML/CFT, custody, surveillance, and resilience frameworks, and structured an operating model ensuring client asset segregation, safekeeping, and operational separation in line with VARA standards.
• Poland — VASP acquisition and CASP readiness (EU MiCA): Executed the acquisition of a Poland VASP and led its MiCA compliance program, delivering gap analyses, enhancing AML, governance, and consumer protection frameworks, and preparing regulatory dossiers to support CASP authorization and EU passporting.
• El Salvador — Bitcoin Operator & VASP licensing: Led licensing strategy under the Bitcoin Law and digital asset regulations, establishing KYC/AML controls, travel-rule compliance, and merchant convertibility processes, while coordinating with regulators to secure authorization and ensure alignment with national AML standards.
• El Salvador — VASP operationalization: Designed policies and procedural controls for VASP governance in El Salvador (licensing documentation, operational manuals, incident reporting, record retention and transaction monitoring) to enable compliant market entry and to preserve correspondent banking relationships.

Government & regulatory relations

• Managed high-level regulatory engagement and advocacy in Indonesia, coordinated technical submissions, position papers and policy briefs for BAPPEBTI, OJK, Bank Indonesia and the PPATK;
• Developed regulator briefing materials for VARA, Polish competent authorities and Salvadoran regulators, enabling efficient licensing dialogues and minimizing additional evidence requests.

Representative accomplishments

• Structured and submitted full VARA applications for exchange and proprietary trading operations; designed remediation roadmaps adopted by senior management to resolve governance and custody gaps.
• Executed Poland acquisition strategy to secure a regulated entry route into the EU market and created a CASP-readiness program aligned to MiCA take-on.

.Key responsibilities

• Led global fiat settlement operations across SWIFT, SEPA, ACH, and local rails, implementing automated reconciliation, FX coordination, and cash controls to reduce risk and improve efficiency.
• Architected and operationalized reconciliation automation and exception playbooks (payment fail workflows, debits/credits reconciliation, unclaimed funds remediation), and instituted monthly SLAs/KPIs with Finance and Treasury
• Built and managed institutional partnerships, onboarding banks, market makers, and OTC counterparties, and negotiating liquidity, settlement, and custody agreements to enhance market access and resilience.

Representative accomplishments

• Successfully onboarded multiple strategic banking partners (crypto-native and traditional), activated custody and settlement corridors, and executed bilateral liquidity agreements that improved order book resilience and institutional client settlement times.
• Reduced exception backlog and shortened reconciliation cycles by implementing automated matching and exception workflows tied into treasury reporting.

Key responsibilities

• Led fund operations across unit-linked and non-unit-linked products, overseeing transactions, reconciliations, and NAV pricing to ensure accuracy across billions in AUM.
• Managed governance and reporting, preparing agreements, regulatory submissions, and performance dashboards to maintain compliance and support management insight.
• Monitored FX and valuations, maintaining multi-currency accuracy for USD and IDR products and mitigating pricing and disclosure risks.

Strategic projects & initiatives

• Led end-to-end automation and digital transformation, migrating manual payment and reporting workflows to integrated platforms and RPA solutions, significantly improving accuracy and straight-through processing.
• Built advanced analytics and automation systems (IDAS, GL-I, RPA, performance dashboards) enabling real-time fund monitoring, automated reporting, and data-driven decision-making.
• Drove product and operational innovation, launching new offshore unit-linked funds, executing fund restructuring, and deploying autonomous AUM management systems to enhance scalability and efficiency.

Representative accomplishments

• Digitized investment reporting operations, transforming manual processes into an automated ecosystem recognized by local and regional management.
• Enhanced regulatory compliance and efficiency by enabling faster, transparent, and audit-ready reporting to OJK and regional teams.
• Expanded product offerings through successful launches of offshore funds and discretionary mandates, strengthening AXA’s market position in Indonesia.

Key responsibilities

• Led end-to-end investment operations, managing bond, mutual fund, and time deposit lifecycles with zero settlement failures and precise reconciliations.
• Strengthened financial control and compliance, overseeing tax processing, custodian reporting, and GL reconciliations to ensure audit readiness and regulatory alignment.
• Enhanced operational efficiency, streamlining settlements, chargeback handling, and exception management to reduce delays and financial exposure.

Strategic projects & initiatives

• Automate Faktur Pajak Processing: Designed and deployed process automation to replace manual invoice/tax workflows; reduced turnaround time from days to hours and cut error rates by double digits.
• E-VAT Project: Partnered with compliance, finance, and IT to implement electronic VAT reporting, positioning Citibank as an early adopter of digitized tax compliance in Indonesia.

Representative accomplishments

• Achieved 100% on-time settlements for bond and fund portfolios, protecting client trust and avoiding penalties.
• Reduced risk and disputes through structured chargeback workflows and faster resolution.
• Enhanced resilience and compliance by modernizing tax and settlement reporting processes.