Summary
Overview
Work History
Education
Skills
Timeline
My Hobby is Singging
My Hobby is Singging
Generic

Yohana Anggita

CREDIT ANALYST
Jl.Kayumanis II No.47 Kayumanis Village, Matraman District, East Jakarta,DKI Jakarta

Summary

- Experienced as a Credit Analyst or Risk Management with 10 years of experience in Banking and Finance Company (Leasing).

- Excellent reputation for resolving problems and skilled in working under pressure for adapting new situations and motivated to learn, grow and excel in working.

- Enthusiastic as Credit Analyst eager to contribute to team success through hard work, attention to detail and excellent organizational skills.

- Clear understanding Analyzing the creditworthiness of prospective customers includes analysis of various aspects, where the results of the analysis are taken into consideration that will influence credit decisions by management.


Overview

11
11
years of professional experience
16
16
years of post-secondary education
2
2
Languages

Work History

Credit Analyst Coordinator

PT Indomobil Finance Indonesia
Jakarta, Indonesia
07.2014 - Current
  • Analyze the creditworthiness for four-wheeled car financing, commercial vehicle financing and property financing which includes analysis of various aspects of prospective customers, including character, capital, capacity, condition and collateral.
  • Survey visit to prospective customer's business location for loan ceiling > 5 billion
  • Create survey results report,
  • Provide recommendations to the credit committee on prospective customers who apply for credit to IMFI in the form of credit analysis report,
  • Monitor the work done by the staff such as checking the results of the analysis made by the staff and assist the staff if there is difficulty in doing the task of credit analysis.
  • Recapitulation of credit application submission from branch until management approval (application tracking),
  • Review KPI reports for staff (Key Performance Indicator).
  • Used Microsoft Word and other software tools to create documents and other communications.
  • Learned new skills and applied to daily tasks to improve efficiency and productivity.

Secured Credit Initiation Officer (Analyst Officer

PT Bank OCBC NISP Tbk
Jakarta, Indonesia
06.2012 - 06.2014

- Analyze the ability to pay for prospective customers who apply for a home ownership loan at Bank OCBC NISP
- Provide credit feasibility analysis report to the credit committee whether prospective customers are eligible for mortgage loans

Staff Finance

PT Mitra Infini Kreasi
Jakarta, Indonesia
01.2011 - 03.2012

- Make Petty Cash Report
- Make a brief recap of financial statements such as income statement

Education

Bachelor of Economics - Accounting

Trisakti School of Management
Jakarta
09.2008 - 07.2012

SMA Negeri 4
Bekasi
07.2005 - 06.2008

SMP Negeri 21
Bekasi
07.2002 - 06.2005

SD Negeri Harapan Baru
Bekasi
07.1996 - 06.2002

Skills

    Credit risk

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Timeline

Credit Analyst Coordinator

PT Indomobil Finance Indonesia
07.2014 - Current

Secured Credit Initiation Officer (Analyst Officer

PT Bank OCBC NISP Tbk
06.2012 - 06.2014

Staff Finance

PT Mitra Infini Kreasi
01.2011 - 03.2012

Bachelor of Economics - Accounting

Trisakti School of Management
09.2008 - 07.2012

SMA Negeri 4
07.2005 - 06.2008

SMP Negeri 21
07.2002 - 06.2005

SD Negeri Harapan Baru
07.1996 - 06.2002

My Hobby is Singging

My hobby is singing. Since I was a child, I have participated in various singing contests and won the competition. But for me singing is just a hobby because my goal is to become a successful career woman

My Hobby is Singging

My hobby is singing. Since I was a child, I have participated in various singing contests and won the competition. But for me singing is just a hobby because my goal is to become a successful career woman

Yohana AnggitaCREDIT ANALYST