ARISTO PURBA

Manage end-to-end credit processes for SME clients within the retail banking segment. Act as a trusted advisor, identifying client needs and delivering tailored financial solutions aligned with the bank's lending products and services. Responsible for credit origination, in-depth financial analysis, proposal structuring, approval facilitation, disbursement, and continuous portfolio monitoring. Maintain strong client relationships while ensuring credit quality, compliance, and risk management. Operate effectively in a multifaceted role encompassing relationship management, credit analysis, credit administration, and collections.

One of three analysts responsible for end-to-end supervision of BNI's international branches in London, New York, Tokyo, Seoul, Hong Kong, and Singapore . Acted as a strategic liaison between the Head Office and overseas branches, ensuring compliance, operational alignment, and effective communication. Oversaw performance monitoring and regulatory reporting on daily, weekly, monthly, and annual cycles.

• Improved reporting SLA by streamlining coordination and follow-up processes, enhancing timeliness and accuracy of submissions by optimizing tech uses.
• Led BI-ANTASENA system training for all overseas branches, increasing user proficiency and adoption of internal compliance and reporting tools.
• Supported cross-border issue resolution and drove initiatives to standardize procedures across regions, strengthening global operational consistency.

Completing the Officer Development Program at PT Bank Negara Indonesia (Persero) Tbk has been instrumental in advancing my professional competencies and leadership capabilities within the banking sector. The program's structured rotations, comprehensive training modules, and mentorship from senior leaders provided me with a deep and practical understanding of banking operations, risk management, and strategic decision-making. This experience has enhanced my ability to navigate complex financial environments with confidence and integrity, preparing me to contribute effectively to the organization's goals and long-term success.