Maduma M. Silalahi
Risk Management, Bank Guarantee; Credit Analysis; Financial Monitoring
Jl. Haji Rijin No. 60 Depok,Depok
Summary
With an enduring tenure at PT. Bank Negara Indonesia, my expertise in financial management and risk mitigation has been honed over 14 years in the banking industry. Specializing in bank guarantees and analytical skills, work ensures robust financial health and client confidence. over of my career, im one of the internal auditor 9001:2015 team and also being a part project called EVA 1. At the heart of my professional journey lies a commitment to excellence in financial risk management, where I have consistently empowered the team to navigate complex credit landscapes and secure the position as a trusted financial institution.
Overview
2019
2019
years of professional experience
3
3
Certifications
Work History
Credit Assistant
PT. BANK NEGARA INDONESIA (Persero) Tbk.
Tangerang Selatan , Banten
1 2019 - 5 2024
- Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company.
- Working closely with Relationship Manager in arranging Credit Proposal,coordinating with Corporate Solution Group and arranging technical meeting with Legal, Compliance and Credit Operations.
- Regularly monitoring clients’ credit, financial and operational performance through client’s internal/external report or direct visit to clients’ business site.
- Process daily and monthly funding data reconciliation.
- Implementing operational risk management in every business and credit process
- Become layer to approval credit and give more detail and recommendation about loan application and
- Responsible for making recommendations to the borrower for new, renewal and extension loans to approve or deny the extension of credit.
- Increased client satisfaction by efficiently processing credit applications and conducting thorough background checks.
- Collaborated with cross-functional teams to analyze potential risks in complex lending scenarios and proposed suitable mitigation measures.
- Managed phone and email correspondence and handled incoming and outgoing mail and faxes.
Bank Guarantee Staff
PT Bank Negara Indonesia Tbk
, Tangerang Selatan
10.2013 - 12.2018
- Receive and review Bank Guarantee files from branches and process Bank Guarantees according to customer applications;
- Becoming layer to approval type of Garansi Bank request and;
- Give recommendation about the application of Bank Guarantee
- Become layer to approval credit and give more detail and recommendation about loan application and
- Responsible for making recommendations to the borrower for new, renewal and extension loans to approve or deny the extension of credit
- Established positive relationships with customers and other staff members.
- Established and maintained strong relationships with colleagues through regular meetings and communication.
Vault Teller
PT Bank Negara Indonesia Tbk
Jakarta
06.2010 - 09.2013
- Reporting cash ceilings to superiors and Bank Indonesia
- Providing cash needs for BNI ATMs throughout Jabodetabek
- Record and report the availability of cash denominations
- Properly processed "page has" for average of below 100 million to keep the pagu save
Staff Analyst
Hay Group
Jakarta , Jakarta
06.2009 - 07.2009
- Collect questionnaires and collect data on work performance and work quality from client HR
- Input data into excel and conclude the quality and KPIs of the client's HR
Education
Bachelor's Degree - Finance and Financial Management Services
University of Indonesia
Depok, Indonesia 01.2006 - 1 2009
Diploma - Pharmaceutical Marketing And Management
University Of Indonesia
Depok 07.2024 - 07.2024
Skills
Microsoft Outlook
Projects
Team of ISO 9001:2015, Doing training, test and also audit the unit - unit in our division. Team Of EVA Application, Make a new application that we don't have to use paper anymore but use application that using authorization.
Certification
Building a Culture of Continuous Improvement
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Diploma - Pharmaceutical Marketing And Management
University Of Indonesia
07.2024 - 07.2024
Building a Culture of Continuous Improvement
09-2023
SP-PUR by Bank Indonesia
11-2021
Internal Auditor ISO 9001:2015
08-2019
Bank Guarantee Staff
PT Bank Negara Indonesia Tbk
10.2013 - 12.2018
Vault Teller
PT Bank Negara Indonesia Tbk
06.2010 - 09.2013
Staff Analyst
Hay Group
06.2009 - 07.2009
Bachelor's Degree - Finance and Financial Management Services
University of Indonesia
01.2006 - 1 2009
Credit Assistant
PT. BANK NEGARA INDONESIA (Persero) Tbk.
1 2019 - 5 2024
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